4 bedroom terraced for sale

£650,000

4

Bedrooms

3

Bathrooms

Floorplan

A stunning four bedroom Georgian-style family home with really well-proportioned accommodation. Positioned in a very desirable location with open spaces, close to Waitrose, schools, countryside and within 30 minutes walk of the city of Truro with its extensive range of retail, businesses, theater, cinema and a mainline railway station.
The beautiful coastal beaches and the renowned sailing waters are but a few miles away.

Property - A very elegant Georgian-style terraced family home with fine proportions throughout and embracing all the beauty of this style of architecture, combined with the advantages of modern living and presented in excellent order. It is part of the Duchy development, overlooking open farmland, with accommodation comprising elegant entrance hall, living room, bedroom and bathroom, lower ground floor with large living room/diner/kitchen, a wonderful room ideal for family meals and entertainment. The open-plan lower ground floor leads onto the enclosed, level, sheltered garden, with path leading to the garage.

Location - The location is another one of the propertys attractive qualities, being set in this established and exclusive Duchy development promoting sustainability. It is located very close to Waitrose supermarket and the city park and ride. The cathedral city of Truro offers an extensive range of shopping and businesses, many restaurants, The Hall for Cornwall, cinema and many local schools including primary and secondary and three private schools. The mainline railway station is also nearby and Newquay airport is about twenty miles away.

Entrance Hall - An impressive and gracious entrance hall, with wooden front door, fan light window over with engineered wood flooring, stairs to first floor and lower ground floor, leading to

Living Room - 6.04m x 3.91m (199' x 129') - A bright and light room with a pair of double French doors and Juliette balconies that open out to overlook the enclosed garden, open fireplace with inset multi-fuel stove, TV ariel point, panelled radiator.

Bedroom - 3.91m x 3.86m (129' x 127') - Double-glazed windows to front elevation, panelled radiator, door leading into:

Jack And Jill Bathroom - 3.01m x 2.04m (910' x 68') - A well-appointed bathroom and fully tiled floor and walls, panelled bath mixer taps and shower attachment, low level WC, pedestal wash basin, wall-mounted heated mirror, ladder-style heated towel rail.

Lower Ground Floor - Stairs from main reception hall, leading into:

Living Room/Dining Area/Kitchen - 10.10m x 6.07m (331' x 1910') - A wonderful bright and spacious open-plan living room/kitchen, which is ideal for modern living and family entertainment.
Kitchen area comprises an extensive range of base and taupe gloss finished wall units with quartz work tops, built-in range of AEG appliances including Double oven, Dish washer, five ring gas hob with stainless steel cylindrical extractor fan, inset sink unit with mixer taps, built-in fridge and freezer, decorative splash back tiling, breakfast bar, space for dining table, Task LED pelmet lighting, panelled radiator.
The living Area has four bi-Fold doors opening onto the enclosed garden, ideal for Alfresco dining.

Cloakroom/Wc - With tiled floor, low level WC, wash basin and extractor fan.

Utility Room - With a further range of base units and work tops, plumbing for washing machine and space for tumble dryer.

First Floor - With landing and access to loft space and door to

Main Bedroom - 4.67m x 3.89m (153' x 129') - With double-glazed window overlooking rear garden and blinds, panelled radiator, built-in wardrobe, door leading to airing cupboard housing Espirit Gladhill hot water tank and Potterton gas boiler with heat recovery unit attached, door leading into

Ensuite - 2.85m x 2.57m (94' x 85') - This is a spacious room with Porcelanosa tiling panelled bath, large shower cubicle with shower, wash basin, low level WC, heated ladder-style towel rail, window to rear elevation.

Bedroom - 4.02m x 3.33m (132' x 1011') - With double-glazed window to front with blinds, panelled radiator, built-in wardrobe.

Family Bathroom - 2.08m x 2.04m (69' x 68') - A three piece suite, with warm beige Porcelanosa tiles, panelled bath with shower, low level WC wash basin and ladder-style heated towel rail.

Bedroom - 2.61m x 2.53m (86' x 83') - With double-glazed window to front elevation, panelled radiator.

Outside - The rear garden is enclosed, level and is now starting to establish with a range of flowering shrubs, small trees and climbers. There is a large paved terrace outside the bi-fold doors and a path leading to the:

Garage - 6.06m x 3.07m (1910' x 100') - This is single garage with an up-and-over door, power, light and water tap and pedestrian door.
This garage is leasehold and has 995 years remaining on a peppercorn rent of 1.00pa.

Agents Note - Stret Rosemelin is part of a private Georgian-style development within which is a communal garden area and there are a number of kitchen gardens available for residents. The managing agents are RMG services. Services charges will be payable once the development has been handed over to the residents. Date to be confirmed.

CAT 9 internet throughout the house for excellent connections onto WIFI.

Material Information - Verified Material Information
Council tax band: E
Tenure: Freehold
Property type: House
Property construction: Standard form
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Central heating
Heating features: Double glazing and Wood burner
Broadband: FTTP (Fibre to the Premises)
Mobile coverage: O2 - Great, Vodafone - Great, Three - Great, EE - Great
Parking: Garage, Private, and On Street
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: No
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: No
Coastal erosion risk: No
Planning permission issues: No
Accessibility and adaptations: Level access
Coal mining area: No
Non-coal mining area: Yes
Energy Performance rating: B
All information is provided without warranty. Contains HM Land Registry data Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.

The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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