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£90,000 Guide Price
Bedrooms
Bathrooms
Millerson Estate Agents are thrilled to present this deceptively spacious, two-bedroom, apartment onto the market. Being sold with no onward chain, this property is perfect for those looking to take their first steps onto the property ladder.
Property Description - Millerson Estate Agents are thrilled to present this deceptively spacious, two-bedroom, apartment onto the market. Being sold with no onward chain, this property is perfect for those looking to take their first steps onto the property ladder.
In brief, the accommodation comprises of a bright and airy entrance hallway, with doors leading into an expansive lounge/diner, well equipped kitchen, two double bedrooms and a family bathroom.
Externally this property benefits from having allocated parking for one vehicle. It is connected to mains water, electricity and drainage. It also falls within Council Tax Band A.
Viewings are highly recommended to appreciate all this property has to offer.
Location - The village of Bugle is perfectly situated for excellent access to St Austell and the A30. The village enjoys a primary school, Chinese Takeaway, Public House and convenience store. A wider range of amenities are available in the main town of St Austell, including cinema, bowling alley and a full range of shopping facilities. From here there is a mainline railway station which provides a direct route to London Paddington. Further afield lie the picturesque beaches and coastline of the Roseland Peninsula, an Area of Outstanding Natural Beauty, the harbour at Charlestown used as a back drop for several films and period dramas and of course the world famous Eden Project.
The Accommodation Comprises - (All dimensions are approximate)
Entance Hallway - Skimmed ceiling. Coving. Smoke alarm. Frosted double glazed window to the rear aspect. Electric panel heater. Multiple plug sockets. Skirting. Carpeted flooring.
Lounge/Diner - 5.35m x 2.95m (176' x 98' ) - Skimmed ceiling. Smoke alarm. Double glazed window to the front aspect. Built-in storage cupboard housing the hot water cylinder. Intercom system. Thermostat. Television point. Multiple plug sockets. Skirting. Carpeted flooring.
Kitchen - 3.02m x 2.34m (910' x 78' ) - Skimmed ceiling. Coving. Double glazed window to the front aspect. A range of wall and base fitted storage cupboards and drawers. Integrated electric oven and four ring hob with extractor hood over. Stainless steel sink basin with drainage board. Space for a washing machine and fridge/freezer. Multiple plug sockets. Electric heater. Vinyl flooring.
Bedroom One - 3.27m x 2.62m (108' x 87' ) - Skimmed ceiling. Coving. Loft access. Double glazed window to the front aspect. Electric panel heater. Multiple plug sockets. Skirting. Carpeted flooring.
Bedroom Two - 3.29mx 2.53m (109'x 83' ) - Skimmed ceiling. Coving. Double glazed window to the rear aspect. Consumer unit. Electric panel heater. Television point. Multiple plug sockets. Skirting. Carpeted flooring.
Bathroom - Skimmed ceiling. Coving. Dri-master. Splash-back tiling. Mains fed shower over bath. Wash basin. W.C. Skirting. Vinyl flooring.
Parking - There is allocated parking for one vehicles. On-street parking, can be found close by.
Services - This property is connected to mains water, electricity and drainage. It also falls within Council Tax Band A.
Tenure - This property is subject to an annual ground rent of 136.00 & an annual service charge of 1326.00.
'We are awaiting updated figures from the management company.
Material Information - Verified Material Information
Council tax band: A
Tenure: Leasehold
Lease length: 125 years remaining (109 years from 2009)
Ground rent: 136 pa
Service charge: 1326 pa
Property type: Flat
Property construction: Standard form
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Room heaters only
Heating features: Air conditioning and Double glazing
Broadband: FTTC (Fibre to the Cabinet)
Mobile coverage: O2 - Good, Vodafone - Good, Three - Great, EE - Great
Parking: Allocated, Communal, On Street, and Off Street
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: No
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: No
Coastal erosion risk: No
Planning permission issues: No
Accessibility and adaptations: None
Coal mining area: No
Non-coal mining area: Yes
Energy Performance rating: D
All information is provided without warranty. Contains HM Land Registry data Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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