4 bedroom detached for sale

£450,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Harleston - 1.3 miles
Bungay - 9.1 miles
Diss - 9.9 miles
Southwold and The Coast - 21 miles

Set back from the road, White Cottage occupies a desirable position close to the centre of Needham. Combining the original features of Oak beams and a freshly rethatched roof with modern attributes including a spacious kitchen diner overlooking the garden, and 3 generous double bedrooms (including a master ensuite), this charming property makes a delightful family home. With extensive gardens, viewing is essential to appreciate the unique opportunity this home presents. The property has been sympathetically updated, and benefits from a new mains fuse board, new immersion heater, pump action shower and modern central heating radiators.

Property comprises briefly:

- Charming Character Cottage
- Extensive plot of 1.32 acres (stms)
- Desirable Village Location with good access to amenities
- Four Bedrooms - En-suite to master bedroom
- Three Reception Rooms and garden/dining room
- Large driveway, timber garage and double car port
- Multiple outbuildings and greenhouses
- Extensive gardens including orchard, woodland and meadow
- Separate studio with bathroom, kitchenette and wood burner
- Viewing Essential
- Awarded a Grade II Listing by Historic England

The Property
Entrance hall: Bright and spacious entrance hall with a full length storage cupboard for boots and coats, and an airing cupboard with immersion heater; leads to master bedroom, second bedroom, main bathroom, kitchen and music room.

Kitchen and garden diner: Delightful open plan kitchen/dining space with vistas across the garden and double French doors onto the patio area. Kitchen comprises shaker style units with solid wooden work surfaces and bespoke timber splash backs; a Range style mains gas cooker, and a twin Butler sink. Flowing from here, the garden room features a timber and glass roof as well as triple aspect windows including double French doors that open out onto a large patio with bespoke pizza oven and a covered solid wood kitchen bench.

Master bedroom with en-suite: South facing generously proportioned room with double French doors opening out onto the garden; built-in double wardrobe, stained glass feature window to the West, and an en-suite shower room with a modern white suite.

Bedroom 2: Double room with twin fitted wardrobes, a large storage cupboard, and large windows opening onto the secluded courtyard garden to the rear of the house.

Main bathroom: Bright and airy family bathroom, recently refitted to a superb standard, this comprises a large bath with shower and screen over, a feature sink and a WC.

Reception room 1: Music room Linking the original building, with beamed walls and ceiling, original brick lined floor, mullion window overlooking the driveway; 2 generous storage cupboards; latch and brace door to curved wooden staircase leading to bedrooms 3 and 4.

Reception room 2: Living room Fully carpeted generous sized room, featuring original stripped Oak beams, woodburner housed in a large open fireplace and in-built Oak mantle. Windows to 3 aspects as well as a single French door to the courtyard garden at the back of the house.

Reception room 3: Currently used as an office, this versatile space boasts Parquet flooring, single pitch roof with large window looking out over the driveway; second external door offering a separate entrance to the property.

Bedroom 3: Cosy first floor bedroom with pitched roof in the eaves and large window offering a Southerly aspect and overlooking the main garden.

Bedroom 4: Beyond bedroom 3, 18ft long double bedroom in the eaves with double aspect windows, a fitted carpet and in-built cupboard space.

Outbuildings and gardens

Gardens Divided into 4 generously proportioned sections, White Cottages gardens must be seen to be appreciated.

The top garden is mostly laid to lawn, with a woodland area. Additional features include a greenhouse, a secluded studio, a treehouse and a woodland area with ample log storage.

The second garden area comprises extensive vegetable gardens including a soft fruit bed; a second greenhouse, and an orchard with a range of fruiting trees including Apple, Pear, Mulberry and Cherry.

The further gardens are treelined meadow, divided in 2 by railway sleeper bridged drainage ditches and trees.

The Studio Set in the top garden The Cabin is equally suited to working or as an additional living area. This comprises a 20 foot open plan, wood floored space with kitchenette, shower room with sink and WC, a fitted woodburner, and a smaller side room with double aspect windows.


Driveway and outbuildings Large driveway to the front of the property offering ample parking space for 4 vehicles, as well as a double car port, a large timber garage, woodstore, storage shed and shelf lined lean-to bottling shed for further storage.

Overall the grounds extend to 1.32 acres.


Location
White cottage sits in a sheltered village position to the north of the river Waveney. With ample countryside walks in all directions, this property boasts all the advantages of a rural position whilst benefiting from excellent access to the amenities of Harleston. Needham is on a main bus route and has an active pub and village hall. The bustling market town of Harleston is approximately a mile and a half away, a vibrant market town, filled with historic buildings, a beautiful chapel and plenty of character around every corner you turn. It further boasts an impressive array of independent shops, doctors surgery, post office, chemist, delicatessen and several coffee shops. There is also a popular Wednesday market with free parking. The town of Diss, just a 15 minute drive away, boasts a direct train line to London Liverpool Street.

Fixtures and Fittings
All fixtures and fittings are specifically excluded from the sale (unless mentioned in the sales particulars), but may be available in addition, subject to separate negotiation.

Services
Mains gas fired central heating and hot water.
Mains water and electricity.
Private drainage - Septic Tank
EPC: D

Local Authority
South Norfolk Council
Tax Band: D
Postcode: IP20 9LG

Tenure
Vacant possession of the freehold will be given upon completion.

Agents Note
The property is offered subject to and with the benefit of all rights of way, whether public or private, all way leaves, easements and other rights of way whether specifically mentioned or not. The property is awarded a Grade II Listing by Historic England. List Entry Number: 1050247.

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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Final Property Value

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