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£1,249,000
Bedrooms
Bathrooms
Located in the sought-after location of Leys Gardens in Cockfosters, this fully detached property boasts three/four spacious double bedrooms, (which includes a versatile ground floor home office or fourth bedroom), and offers ample space for a growing family and entertaining. There is space to either extend the Home Office to add an en-suite bathroom, if using as a fourth bedroom. The loft is still intact should one wish to convert it- SPP.
There is an elegant reception-style entrance hallway, leading to a formal dining room and a light and spacious sitting room, with french doors leading to the beautiful garden. There is a well fitted light and spacious kitchen/diner, with access onto the side passageway.
One of the standout features of this property are the beautiful front and rear gardens.
Conveniently located close to all local amenities, including the Piccadilly Line tube station, buses, shops, and local primary & secondary schools, this property offers the perfect blend of comfort and accessibility.
Entrance Porch - Doors into Reception 3/Study and the Entrance Hall.
L -Shaped Entrance Hall - 4.55m x 3.14m at widest points (1411' x 103' at - Carpeted and neutrally decorated with original coving and dado rails, spotlghts. Doors to the front & rear receptions, the kitchen & downstairs cloakroom & stairs to the first floor.
L Shaped Entrance Hall (Pic 2) - Also Showing Entrance Porch and Inner Doors.
Downstairs Wc - With a double glazed window to the side, fully tiled floor & walls, floor mounted WC with concealed cistern, wall-mounted basin with mixer tap and chrome towel radiator.
Front Reception Room - 5.20m x 3.83m (170' x 126') - Carpeted and neutrally decorated with its Round 7 piece double glazed bay window, original coving and dado rails, spotlights.
Front Reception (Pic 2) -
Rear Reception Room - 4.70m x 3.64m (155' x 1111') - Glazed Double doors from the hallway into the rear reception, carpeted & neutrally decorated with uplighters on the walls & coving to the ceiling, 2 leaded arched windows to the side and 2 sets of glazed French doors out to the paved patio.
Rear Reception Room (Pic 2) - Different aspect.
Fitted Kitchen/Diner - 4.21m x 2.81m (139' x 92') - The kitchen is fitted with white shaker style wall and base units, wooden worktops, stainless steel single drainer sink and tiled splashbacks, with a gas hob, integrated eye-level oven & microwave, integrated dishwasher and concealed washing machine. Tiled floor. Double glazed window to the rear and door to the side out to the garden.
Fitted Kitchen/Diner (Pic 2) -
Reception Room 3/Study/Poss. Bedroom 4 - 4.44m x2.40m (146' x710') - Accessed from the porch & what used to be the garage has been converted into a study with double glazed window to the front & door to the rear with Oak flooring & spotlights. An ideal extra room for either professional use or as a ground floor fourth bedroom, with room to extend to the rear to add an en-suite bathroom.
First Floor Landing - 4.11m x 3.15m at widest points (136' x 104' at w - Stained glass window to the side on the half-landing, carpeted, with dark wood bannister. Doors leading to the bedrooms and bathroom.
Bedroom 1 - 5.20m x 3.67m (170' x 120') - With its Round 7 piece double glazed bay window to the front, fitted wardrobes to one wall and over-bed fitted wardrobes with bedside tables to the other, carpets & spotlights.
Bedroom 2 - 4.78m x 3.64m (158' x 1111') - Double glazed window to the rear with radiator under, oak effect laminate flooring and oak fitted wardrobes to one wall.
Bedroom 3 - 4.94m x 3.17m (162' x 104') - Extended to the side over the garage with 2 large double glazed windows to the front with radiator beneath, carpeted and spotlights. Wardrobes fitted to one wall.
Luxury Bathroom/Sep. Wc: - 2.78m x 1.78m (91' x 510') - Fully tiled walls & floor with full-sized bath with thermostatic mixer tap & shower attachment, large shower cubicle with thermostatic shower valve, overhead rainfall shower head & handheld shower and a vanity unit with inset basin. Double glazed window to rear, extractor and spotlights. Separate WC.
Rear Garden: - 22.86m (75) - The rear garden is approximately 75ft long with a paved patio leading onto the beautifully manicured lawn, surrounded by impecable planted borders full of mature plants, shrubs & trees.
Rear Elevation & Garden: -
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £5,401.51
Total Interest: £695,544.01
Overall Total: £1,944,544.01
Amortization For Monthly Payment: £5,401.51 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £39,600.27 | £25,217.86 | £1,223,782.14 |
2026 | £38,781.36 | £26,036.77 | £1,197,745.36 |
2027 | £37,935.85 | £26,882.28 | £1,170,863.08 |
2028 | £37,062.89 | £27,755.24 | £1,143,107.84 |
2029 | £36,161.58 | £28,656.55 | £1,114,451.29 |
2030 | £35,231.00 | £29,587.13 | £1,084,864.15 |
2031 | £34,270.20 | £30,547.93 | £1,054,316.22 |
2032 | £33,278.20 | £31,539.93 | £1,022,776.29 |
2033 | £32,253.99 | £32,564.14 | £990,212.15 |
2034 | £31,196.52 | £33,621.62 | £956,590.53 |
2035 | £30,104.70 | £34,713.43 | £921,877.10 |
2036 | £28,977.44 | £35,840.70 | £886,036.40 |
2037 | £27,813.56 | £37,004.57 | £849,031.83 |
2038 | £26,611.89 | £38,206.24 | £810,825.59 |
2039 | £25,371.20 | £39,446.93 | £771,378.66 |
2040 | £24,090.22 | £40,727.91 | £730,650.75 |
2041 | £22,767.64 | £42,050.49 | £688,600.25 |
2042 | £21,402.11 | £43,416.02 | £645,184.23 |
2043 | £19,992.24 | £44,825.89 | £600,358.34 |
2044 | £18,536.59 | £46,281.55 | £554,076.80 |
2045 | £17,033.66 | £47,784.47 | £506,292.33 |
2046 | £15,481.93 | £49,336.20 | £456,956.12 |
2047 | £13,879.81 | £50,938.32 | £406,017.80 |
2048 | £12,225.66 | £52,592.47 | £353,425.33 |
2049 | £10,517.80 | £54,300.33 | £299,124.100 |
2050 | £8,754.48 | £56,063.66 | £243,061.34 |
2051 | £6,933.89 | £57,884.24 | £185,177.10 |
2052 | £5,054.19 | £59,763.95 | £125,413.16 |
2053 | £3,113.44 | £61,704.69 | £63,708.46 |
2054 | £1,109.67 | £63,708.46 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 28 2025
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Wed May 28 2025
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