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£490,000 Guide Price
Bedrooms
Bathrooms
This stunning new four-bedroom detached house is located on a corner plot in the sought-after area of Penwortham. Boasting a sizeable open plan family room with stunning Quartz kitchen, dining room, and lounge areas, along with a separate lounge, utility room, and W.C., this property offers ample space for contemporary living. The high specification throughout includes underfloor heating and an oak glass balustrade, creating a luxurious and comfortable home environment. With driveway parking for several cars, an electric garage, and a south-facing wrap-around garden with patio areas, this property is perfect for families and those who love to entertain. Situated within walking distance to top-rated schools and local amenities, this property is offered without chain, ready for its new owners to move in and make it their own.
Outside, the property features a low maintenance, stunning wrap-around sunny garden, primarily laid to artificial lawn with raised beds and patio areas, ideal for relaxing or al fresco dining. A side gate provides convenient access, while rear access into the garage, which boasts an electric door and internal access, ensures practicality and ease of use. With the added bonus of not being overlooked to the rear, this property offers the perfect blend of indoor and outdoor living spaces for a truly exceptional lifestyle. Council Tax Band: D Tenure: Freehold
EPC Rating: B
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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