Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£280,000
Bedrooms
Bathrooms
Tucked away in the heart of Shardlows historic canal-side village, 16 The Wharf is a beautifully presented two-bedroom period cottage offering an exceptional blend of character, colour and contemporary comfort - all within one of Derbyshires most picturesque settings.
The home welcomes you with a charming faade and cottage-style front garden. Inside, the cosy lounge features exposed floorboards, a sash window and a log-burning stove, creating a warm and inviting retreat. The separate dining room offers a versatile second reception space, ideal for entertaining or everyday family living, leading seamlessly through to a stylish, modern kitchen with sleek cabinetry, granite-style worktops and a bold red glass splashback.
Upstairs, there are two generous double bedrooms and a spacious four-piece bathroom featuring a freestanding bath, separate walk-in shower and tasteful dcor. A useful boiler cupboard and additional walk-in wardrobe provide excellent storage options.
To the rear, the property enjoys two distinct outdoor spaces. The first is a private courtyard-style garden designed for low maintenance with gravel pathways, mature planting and a timber garden room - complete with lighting and power, ideal for use as a home office, gym or creative studio. Beyond this, a second enclosed garden plot backs directly onto the canal, providing a tranquil spot with open views of the water and a handy shed for storage.
Perfectly positioned for canal walks, local pubs and Shardlows friendly community, this home is full of warmth, character and lifestyle appeal a true hidden gem for those seeking a peaceful yet connected place to live.
EPC rating: D. Tenure: Freehold,Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
