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£450,000 Offers in excess of
Bedrooms
Bathrooms
Charming 4-Bedroom Detached Home with Original Character Features on Whitaker Road, Littleover
Situated in a sought-after location, this beautifully presented four-bedroom detached home is full of character and charm. Offering a fantastic opportunity for families seeking space, convenience, and period features. With vacant possession and no onward chain, moving in is hassle-free.
Stepping inside, you are welcomed by a spacious entrance hallway, setting the tone for the generous living spaces throughout. The home retains many original character features, including a stunning stained glass window on the staircase, adding a touch of elegance and history.
The accommodation includes a spacious lounge, perfect for relaxing and entertaining, along with a modern kitchen and a separate dining room, ideal for family meals and gatherings. A convenient downstairs WC and under-stairs cupboard provide additional practicality.
Upstairs, there are four well-proportioned bedrooms, including a master with an en-suite shower room. The remaining bedrooms are served by a family bathroom, making the layout ideal for a growing household.
Occupying a large plot, the home enjoys ample outdoor space, offering potential for play areas, or even future extensions. Off-road parking is also available.
Located close to Littleover Village, Derby City Centre, and local parks, the property benefits from excellent transport links, local amenities, and access to reputable schools.
This is a rare opportunity to own a character-filled home in a fantastic location.
EPC rating: D. Tenure: Freehold,Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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