4 bedroom semi-detached for sale

£775,000

4

Bedrooms

3

Bathrooms

Floorplan

Front Door to


Entrance Hall
Radiator, engineered wood flooring, spotlights, alarm

Cloakroom
Comprising wall hung low level wc, wash hand basin with vanity unit below, tiled walls and floor

Study/Bedroom 5
14 2' x 7 8' (4.32m x 2.34m) Radiator, built in wardrobes and cupboards, laminate floor, spotlights, double glazed window with fitted shutters

Lounge
16 10' x 12 10' (5.13m x 3.91m) Wood burning stove, radiator, engineered wood flooring, built in TV unit, coving, double glazed window with fitted shutters

Family Room
Radiator, engineered wood flooring, understairs cupboard, spotlights, coving, open to

Extended Kitchen/Diner
27 9' x 18 8' (8.46m x 5.69m) German Kitchen with sink unit inset in work surface, Grohe instant hot and cold water tap, water purifier, range of cupboards and units, space for fridge freezer, built in Siemens oven, built in Siemens oven/microwave, built in Siemens induction hob, pop up Wolf extractor, engineered wood flooring, spotlights, coving, radiator, lantern, double glazed bi-folding doors to garden

Utility Room
Sink unit with cupboard below, plumbing for washing machine and dishwasher, wall mounted boiler

Stairs to First Floor


Landing


Bedroom 2
15 9' x 11 4' (4.80m x 3.45m) Radiator, fitted wardrobes , spotlights, fitted bay window seat with storage, double glazed window with fitted shutters

Bedroom 3
12 2' x 9 10' (3.71m x 3.00m) Radiator, two double glazed windows with fitted shutters

En-Suite Shower Room
Comprising shower cubicle with fitted shower, low level wc, wash hand basin, heated towel rail, tiled walls and floor

Bedroom 4
9 x 8 11' (2.74m x 2.72m) 12 11' x 5 8' (3.94m x 1.73m) Radiator, double glazed window with fitted shutters

Bathroom
Comprising tiled enclosed bath with mixer tap, fitted shower, shower screen, low level wc, wash hand basin with vanity unit below, heated towel rail, tiled walls and floor, fitted mirror with lighting, double glazed window with fitted shutters

Family Suite
Radiator, double glazed window with fitted shutters, door to Shower Room, stairs leading to Master Bedroom

Shower Room
Comprising shower cubicle with fitted shower, low level wc, wash hand basin, heated towel rail, tiled walls and floor

Bedroom 1
26 5' x 15 10' (8.05m x 4.83m) Range of fitted wardrobes, storage eaves, radiator, two skylights, double glazed window with fitted shutters

Outside


Front Garden
Off street parking, paved path

Rear Garden
Patio area, built in seating area, built in double bbq, fitted patio heaters, steps leading down to artificial grass, garden shed, border lighting, outside tap

Summerhouse
19 8' x 8 10' (5.99m x 2.69m) Double glazed windows, double glazed French doors, internet connection

EPC rating: C. Tenure: Freehold,

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 642075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 19375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 60825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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