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£895,000 Guide Price
Bedrooms
Bathrooms
This spacious semi detached home offers four generously sized bedrooms, providing ample room for a growing family or those in need of extra space. The property has a well appointed family bathroom, with a large corner bath and wall mounted shower fittings plus an additional w.c. to the ground floor. A bright and welcoming lounge features a classic bay window, allowing plenty of natural light to fill the room. The open plan fitted kitchen and dining area creates a sociable space that flows seamlessly into the conservatory/lean-to, ideal for additional seating or a play area. Outside, the property has a west facing rear garden of approximately 72 feet in depth, perfect for outdoor entertaining or family activities. A detached studio/playroom is accessed from the garden, which we understand from the vendors was formerly a large garage, approached via a shared lane to the rear. This lovely home is located around four minutes walk from Chingford Overground station, ideal for commuters seeking easy access into central London. Epping Forest and shopping facilities are also just a short walk away.
Accommodation on the ground floor comprises:-
Main entrance door opening to:-
RECEPTION HALL: coved ceiling, radiator.
GROUND FLOOR W.C.: double glazed window to side, low flush w.c., basin.
LOUNGE: double glazed bay window to front, high ceilings with coved surround, feature cast iron fireplace with tiled slips and timber surround, picture rail, two radiators, double doors opening to:-
OPEN PLAN KITCHEN/DINING AREA: dining area comprises of coved ceiling and two radiators, step down to good size fitted kitchen, double glazed windows to rear and side, extensive fitted range of wall and base units, contrasting worktops, integrated stainless steel DeLonghi oven, four ring electric hob and extractor, built in Neff dishwasher, plumbing for washing machine, space for fridge/freezer, radiator, open access back to reception hall. From the dining room, double doors open to:-
CONSERVATORY/LEAN TO: double glazed window to rear overlooking garden, radiator, double doors opening to patio.
Accommodation on the first floor comprises:-
LANDING: double glazed window to side, access to loft space
BEDROOM 1: double glazed bay window to front, picture rail, radiator.
BEDROOM 2: double glazed windows to rear overlooking garden, picture rail, radiator.
BEDROOM 3: double glazed window to rear, picture rail, radiator.
BEDROOM 4: double glazed window to front, picture rail, radiator.
BATHROOM: frosted double glazed windows to side, suite comprising of white corner bath, chromium mixer taps and separate wall mounted shower fitting, pedestal basin, low flush w.c., chrome radiator/towel rail, LED lighting, extractor fan.
GARDEN: approx. 72 (22m - measured from kitchen to rear fence) paved patio, two steps descending to pathway with lawn area to one side and shrubs bordering, gated side access, external tap, lighting point. Towards the rear of the garden, there is a former garage which has now been converted to a:-
STUDIO/GAMES ROOM: double glazed windows to two sides, power & light. The vendors inform us that this space was formerly a large garage, accessed from a shared lane to the rear.
Any descriptions of equipment, appliances or services do not imply that they are in good or serviceable condition. All areas, measurements & distances are approximate and are intended for guidance only. Purchasers must satisfy themselves about any statements made in these particulars, especially if they are travelling a long distance in order to view the property. Personal items and other belongings are not included in the sale, unless specifically stated in our text description. As with all Estate Agents, Next Move are subject to The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. We are registered with and supervised by HMRC for compliance, and therefore required by law to conduct due diligence on all customers (vendors and purchasers), which includes, but is not limited to, verifying customers identity by way of photo and address documentation, electronic checks, obtaining proof of ownership of property, establishing any beneficial owners, and verifying proof and source of funds. We obtain a copy of these documents for our records, and this data is kept for at least five years from the end of our business relationship. These requirements come under part of our Anti Money Laundering Policy and we are unable to begin a business relationship with any customer if we are unable to obtain the information needed. Subject to circumstances, we may also seek to obtain supporting documentation.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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