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£400,000
Bedrooms
Bathrooms
Set on the ever-popular Carrholm Drive in the heart of Chapel Allerton, this beautifully extended three-bedroom semi-detached home is perfect for families or professionals looking for generous living space in a sought-after location. The property is set back from the road and boasts a large double driveway withspace for a third car behind the gate, offering both privacy and practicality from the outset.
Step inside to a welcoming and spacious hallway, providing access to the first floor and setting the tone for the rest of the home. To the front, the stylish reception room enjoys an abundance of natural light through a large window and is tastefully decorated with fitted cupboards and shelving within the alcovesperfect for both display and storage.
The stand-out feature of this home is the impressive open-plan kitchen/diner, ideal for modern family living and entertaining. Finished with immaculate white walls and LVL wood effectflooring, the space includes sleek modern wall and base units, integrated appliances, and an under-stairs storage cupboard. Adjoining the kitchen is a separate utility area and a convenient downstairs WC. There is a back door in the utility area with an external shower for dogs and boots.
Flowing effortlessly from the kitchen is a generous conservatory, complete with tiled flooring and full-glass panels to all sides, making it a light-filled entertaining space that opens directly onto the rear garden.
Upstairs, the property features three bedrooms two generous doubles with space for fitted wardrobes, and a third single bedroom which would also work well as a home office or nursery. The spacious family bathroom is beautifully presented with a four-piece suite comprising a double walk-in shower, separate bath, wash basin, and low flush WC. It is finished with tiled flooring, part-tiled walls, and modern spotlights to the ceiling.
A unique addition to this property is the converted loft space, ideal as a private home office or hobby room. It benefits from a Velux window and built-in storage in the eaves, offering a peaceful retreat away from the main living areas.
Externally, the home truly excels with an impressive rear gardenmainly laid to lawn with a deckingarea directly off the conservatory, perfect for summer seating.
EPC rating: D. Tenure: Freehold,Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,729.87
Total Interest: £222,752.29
Overall Total: £622,752.29
Amortization For Monthly Payment: £1,729.87 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £12,682.23 | £8,076.18 | £391,923.82 |
| 2026 | £12,419.97 | £8,338.44 | £383,585.38 |
| 2027 | £12,149.19 | £8,609.22 | £374,976.17 |
| 2028 | £11,869.62 | £8,888.79 | £366,087.38 |
| 2029 | £11,580.97 | £9,177.44 | £356,909.94 |
| 2030 | £11,282.95 | £9,475.46 | £347,434.48 |
| 2031 | £10,975.24 | £9,783.16 | £337,651.31 |
| 2032 | £10,657.55 | £10,100.86 | £327,550.45 |
| 2033 | £10,329.54 | £10,428.87 | £317,121.58 |
| 2034 | £9,990.88 | £10,767.53 | £306,354.05 |
| 2035 | £9,641.22 | £11,117.19 | £295,236.86 |
| 2036 | £9,280.20 | £11,478.21 | £283,758.66 |
| 2037 | £8,907.47 | £11,850.94 | £271,907.71 |
| 2038 | £8,522.62 | £12,235.79 | £259,671.93 |
| 2039 | £8,125.28 | £12,633.12 | £247,038.80 |
| 2040 | £7,715.04 | £13,043.37 | £233,995.44 |
| 2041 | £7,291.48 | £13,466.93 | £220,528.50 |
| 2042 | £6,854.16 | £13,904.25 | £206,624.25 |
| 2043 | £6,402.64 | £14,355.77 | £192,268.48 |
| 2044 | £5,936.46 | £14,821.95 | £177,446.53 |
| 2045 | £5,455.14 | £15,303.27 | £162,143.26 |
| 2046 | £4,958.18 | £15,800.22 | £146,343.03 |
| 2047 | £4,445.10 | £16,313.31 | £130,029.72 |
| 2048 | £3,915.34 | £16,843.06 | £113,186.66 |
| 2049 | £3,368.39 | £17,390.02 | £95,796.64 |
| 2050 | £2,803.68 | £17,954.73 | £77,841.90 |
| 2051 | £2,220.62 | £18,537.79 | £59,304.12 |
| 2052 | £1,618.63 | £19,139.77 | £40,164.34 |
| 2053 | £997.10 | £19,761.31 | £20,403.03 |
| 2054 | £355.38 | £20,403.03 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed Jun 11 2025
All confirmed! We look forward to speaking with you.
Wed Jun 11 2025
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