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£140,000
Bedrooms
Bathrooms
Presenting to the market a spacious, neutrally decorated two-bedroom flat for sale, positioned in one of Standishs most peaceful locations, ideal for those seeking tranquillity paired with convenience. This immaculately presented apartment boasts an excellent EPC rating of B and falls within council tax band B.
Situated within Prospect House, this property benefits from a secure communal lift, providing easy access for all residents. The apartment also comes with a designated, allocated parking space for added convenience.
Inside, the flat comprises a large reception room, ideal for relaxing and entertaining guests, alongside a well-appointed kitchen designed to cater to your everyday needs. The layout includes two generously sized bedrooms, perfect for professionals, couples, or those wishing for a guest room or study. Two well-fitted bathrooms enhance the comfort and practicality of the home.
One of the key advantages of this property is its proximity to scenic green spaces and excellent walking routesperfect for those who enjoy the outdoors. Despite its peaceful setting, the flat is conveniently located within close reach of Standish centre. Here you will find a variety of local shops, supermarkets, motorway links, and reliable bus routes, ensuring easy access to surrounding areas.
Lease length remaining: 106 years
Service charge: 960.34 every 6 months
Ground rent: 75 every 6 months
This property is available with no onward chain, offering a straightforward and efficient purchase process. Early viewing is recommended to appreciate the excellent location, generous proportions, and comfortable living this delightful apartment has to offer.
For information on broadband or mobile coverage in the area, please visitchecker.ofcom.org.uk. Should you require EV charging, we advise that you get clarification as to whether the property can support an EV charger. To know if there is a risk of flood at this property, please visitgov.uk/check-long-term-flood-risk.
We have taken every care to ensure that the particulars listed are accurate; however, this cannot be guaranteed. Therefore, we advise that prior to a viewing, any potential tenants or buyers carry out research on the property and let us know if you have any queries we can help with.
EPC rating: B. Tenure: Leasehold,Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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