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£420,000
Bedrooms
Bathrooms
This immaculate detached property is offered for sale in the sought-after area of Standish, Wigan. Designed with families and first-time buyers in mind, the residence provides versatile accommodation with four bedrooms, three bathrooms, a spacious open-plan kitchen featuring a kitchen island, abundant natural light, designated dining space, and a breakfast area. The property further benefits from one reception room, parking, a single garage, and a private garden.
Located in Standish, the property boasts excellent access to local amenities, including Standish High Street which offers a variety of shops, cafs, and everyday essentials. Families will appreciate the proximity to respected local schools such as Standish Community High School and Wood Fold Primary School, which are both within easy reach.
Green spaces are readily available nearby, with Ashfield Park and Standish Recreation Ground offering opportunities for outdoor activities and relaxation. Public transport links are well-served, with Wigan North Western and Wigan Wallgate train stations accessible via a short drive. These stations provide frequent services to Manchester, Liverpool, and Preston, making the location convenient for commuting. Regular bus services operate throughout the area, providing further links to Wigan town centre and neighbouring districts.
The property has a B-rated EPC and falls within council tax band E. With its combination of contemporary living, practical features, and a family-friendly location, this detached home presents a valuable opportunity in Standish. Viewings are highly recommended to fully appreciate the accommodation and surroundings.
EPC rating: B. Tenure: Freehold,Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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