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333 Hartshill Road, Hartshill, Stoke-On-Trent
£235,000
Bedrooms
Bathrooms
This is a beautifully presented semi detached home situated in the delightful village of Madeley with its lake in the Centre of the village being a most attractive feature. The property has undergone many improvements over the last nine years by the present occupier to include a replacement roof, insulation works, stairs to a loft room (no regs) which is currently used as a hobby room with skylight windows, electrical and plastering works and much more viewing the property will reveal all that this spacious property has to offer.
The accommodation has an attractive open porch to the front which leads into the hallway, the through lounge has French doors to the rear which takes in views of the garden. The kitchen diner is spacious has a good range of wall and base units with complimentary work tops built in oven and hob with extractor hood over, plumbing facilities, space for dining table and chairs and door leading to the rear garden. There is a useful cloaks W.C. To the first floor is a lovely landing which takes in wide reaching views over fields and countryside. There are three good size bedrooms the Master bedroom has a built in mirror sliding door wardrobes and wood effect flooring. From the second bedroom a doorway leads to carpeted stairs taking you to the loft. The modern bathroom has a walk in shower with glass screen, pedestal wash basin and W.C. To the outside from the gated frontage there is a gravel and shrub garden, whilst to the rear the garden is access via double gates, which leads to a paved driveway and garden which is mainly paved for ease of maintenance and faces the fields and countryside. Further benefits are combi gas central heating and double glazing, located within reach of Madeley High School. local shops, public houses, and public transport links. Viewing highly recommended.
EPC rating: D. Tenure: Freehold,Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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