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333 Hartshill Road, Hartshill, Stoke-On-Trent
£240,000
Bedrooms
Bathrooms
DRAFT DETAILS. This is a well presented modern semi detached house which has been occupied by the present owners for six years from new, they have upgraded the property over recent years to include part boarding out the loft with access ladder, changing the garden, making it a lovely space for enjoying drinks with family and friends and taking in the sun shine. The accommodation has an entrance hall, attractive lounge, modern fitted dining kitchen with a good amount of high gloss wall and base units, incorporating a built in gas hob with electric oven, French doors open onto the rear garden and allow plenty of light to floor in. There is also a useful ground floor guest room W.C. The stairs lead to the three good size bedrooms with the master bedroom having an en suite shower room W.C. To the outside there is a front garden enclosed with a shrub border, driveway giving access to the integral garage with up and over door and houses the combi boiler. There is a side access which leads to the rear garden, which has been laid to lawn flower and shrub areas, paved seating area and enclosed with fence panels. The property is ideally placed for ease of access to the UHNM Hospital Complex, local schools are nearby as is Newcastle Town Centre, good commuter links to other Potteries Towns. Further benefits are combi gas heating, double glazing, alarm system, early viewing recommended.
EPC rating: B. Tenure: Freehold,Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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