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91 High Street, Clay Cross
£289,950
Bedrooms
Bathrooms
A rare opportunity has arisen to purchase an extremely well presented three bedroom detached home with such an exceptional sized rear garden. A viewing of this home will only truly show off the size of the rear garden. There is current planning permission too to utilize this space amazingly - Check out our documents and notes below.
The property internally comprises two reception rooms; lounge and dining room and there is a fitted kitchen. To the first floor are three bedrooms and a family bathroom. Externally there is a driveway to the front, this extends to the side of the property and allows vehicular access to the garage. Completing the property is the wonderful rear garden incorporating various patio seating areas, lawned area and sheds/outbuildings.
Ground Floor
Lounge 13 8' x 11 9' ( 4.17m x 3.58m )
Accessed via a double glazed door to the front, with a double glazed bow window to the front, radiator, ceiling light and a door to the inner hall.
Inner Hall
With a double glazed window to the side, ceiling light, stairs rising to the first floor and a door to the dining room.
Dining Room 15 4' x 10 8' ( 4.67m x 3.25m )
With laminate flooring, radiator, spotlights to the ceiling, doors to an under stairs storage cupboard and the kitchen, a double glazed window to the side and double glazed double doors to the rear opening onto the garden.
Kitchen 11 3' x 6 10' ( 3.43m x 2.08m )
Fitted with a range of matching wall and base units with complimentary work surfaces over with tiling to the splashbacks and an inset one and a half bowl sink and drainer unit. There is a built in single electric oven with a four ring gas hob and wall mounted extractor hood over, integrated dishwasher and an integrated fridge freezer. With tiled flooring, spotlights to the ceiling plus a ceiling light, double glazed windows to the side and rear and a double glazed door to the side.
First Floor
Landing
With a double glazed window to the side, ceiling light and doors to bedrooms one, two, three and the bathroom.
Bedroom One 12 x 8 11' ( 3.66m x 2.72m )
With a double glazed window to the front, radiator and a ceiling light.
Bedroom Two 10 8' x 9 1' ( 3.25m x 2.77m )
With a double glazed window to the rear, radiator and a ceiling light.
Bedroom Three 8 8' x 5 11' ( 2.64m x 1.80m )
With a double glazed window to the front, radiator and a ceiling light.
Bathroom
Fitted with a three piece suite comprising a vanity unit incorporating a low level WC and a wash hand basin and there is a panel with wall mounted mixer shower over. With partly tiled walls, radiator, spotlights to the ceiling and a double glazed obscure window to the rear.
Outside
Externally the property sits behind a block paved driveway, there is a further concrete driveway extending to the side of the property and allows vehicular access to the garage.
To the rear is the wonderful rear garden incorporating various patio seating areas, lawned area and sheds/outbuildings and an home office with power and lighting.
Planning Permission
This property was granted planning permission in 2020 and renewed in 2023 for the construction of a two storey and single storey rear extension and new detached triple garage and storage room. More information can be obtained via our document section or by visiting The North East Derbyshire District Council Online Planning Portal using reference 20/00439/FLH.
General Info
The Property Is Freehold
The Local Authority Is North East Derbyshire - Band B
The EPC Rating Is D
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
91 High Street, Clay Cross
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