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91 High Street, Clay Cross
£230,000 Guide Price
Bedrooms
Bathrooms
Guide Price 230,000 to 240,000
Right now, many first time buyers are looking to move straight into a home without having to do much work. This property is just six years old and comes still under NHBC warranty. Not only that but the currents owner have sympathetically cared for it over time.
The home has double glazing , gas central heating and there is a ring doorbell attached too.
This modern residential estate is conveniently located just outside of the town yet with ease of access to all amenities and is just a short trip into Chesterfield or Alfreton.
Entering the property through the front door there is an entrance hallway with stairs rising to the first floor. A door to the left leads off to the living room which has an under stair storage cupboard and an opening to the modern kitchen diner. This fabulous entertaining space has a modern fitted kitchen with appliances and dining space with patio doors leading out to the rear garden. Leading off from the kitchen there is a useful utility room and a ground floor WC.
The first floor has a a landing space giving access to three bedrooms with the master bedroom having fitted wardrobes and a shower room en suite. There is a family bathroom that has a shower over the bath.
To the front of the property there is a small planted garden space, a driveway to the side providing off road parking and gated access to the rear enclosed garden. This rear garden is off a decent size having a decked seating area, patio, a garden laid to lawn and timber screened fencing.
We Love This Home And Think The First Viewer Is Likely To Buy So Dont Hang Around - Contact New Oak Estates To Book Your Inspection.
General
The Property Is Freehold
The Local Authority Tax Band Is B
The EPC Rating is B
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
91 High Street, Clay Cross
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