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91 High Street, Clay Cross
£320,000
Bedrooms
Bathrooms
This Is An Absolute Stunner & Available With Immediate Vacant Possession!
Are you on the hunt for a spacious bungalow thats ready to move straight in to. Being constructed in 2022 this home is in great condition with a modern spacious layout and is positioned among varying styles of homes on a relatively small and secluded development.
Whats not to like in this home - theres a spacious entrance hall with a modern open plan living space that has seating, dining and kitchen areas with a window to the front and patio doors leading to the rear garden. The inner hallway provides access to three bedrooms and a main bathroom. The master bedroom has an en suite shower room.
Love your vehicles? - theres a generous driveway and a double garage here, so theres a decent parking facility both inside and out!
Entrance Hall - Having a built-in storage cupboard.
Open Plan Kitchen/Diner/Lounge - 6.99m x 6.12m (2211 x 201) - A superb open plan space with Patio doors overlooking and opening onto the rear garden. Contemporary style wall, drawer and base units with complementary work surfaces over, including an inset 1 bowl single drainer sink with mixer tap. Integrated appliances to include a dishwasher, washing machine, fridge/freezer, electric oven and hob with extractor over.
Designated lounge/dining area.
Bathroom - Part tiled and fitted with a white 3-piece suite comprising of a panelled bath, wash hand basin and low flush WC. There is a chrome heated towel rail, lights, a shaver point and window to the front.
Bedroom Three - 2.54m x 2.49m (84 x 82) - A front facing bedroom.
Master Bedroom - 4.06m x 3.38m (134 x 111) - A good sized rear facing double bedroom with a door leading through into the...
En Suite Shower Room - Fully Tiled and fitted with a white 3-piece suite comprising of a larger shower cubicle with a dual function shower, wash hand basin and low flush WC. There is a chrome heated towel rail, lights, a shaver point and window to the front.
Bedroom Two - 2.87m x 2.69m (95 x 810) - A rear facing double bedroom.
Outside - There is a landscaped front garden and block paved drive providing car standing for two cars and leading to the double garage with side personal door too.
To the rear there is an enclosed garden which comprises a patio and lawn. To the right of the property there is a garden which could be altered to create additional car / caravan parking.
General Info
The Property is Freehold
The EPC Rating Is B
The Local Authority Is North East Derbyshire - Band C
There is double glazing and gas central heating with an Ideal 30KW boiler located in the hallway cupboard.
The home has LVT flooring in most living spaces and ceramic tiles to the bathroom areas.
The modern fitted blinds will be included within the sale.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
91 High Street, Clay Cross
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