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£500,000 Guide Price
Bedrooms
Bathrooms
Individually designed and beautifully presented, four bedroom detached family home sat on an elevated position providing magnificent views over open countryside. The semi-rural location of Mow Cop offers an idyllic setting close to the castle and a range of stunning walks.
The home itself has been thoughtfully improved and is presented to high standard. The block paved driveway has parking for several vehicles and access to the integral garage. The canopied porch shields the front door and entrance hall with a tiled floor which runs into the downstairs WC and useful study. The lounge has a feature log burner and French doors to the rear decking and open views. The large dining/living kitchen has slate effect floor tiling with under tile heating, a contemporary kitchen with a range of integrated appliances and granite worktops, dining area and french doors to the rear. The family friendly home has the essential utility room with slate effect flooring. To the first floor the galleried landing allows a flow of natural light. The master suite has fitted wardrobes and a modern refitted en-suite with underfloor heating. Two further bedrooms have fitted wardrobes, with bedroom two also having a Juliette balcony to the rear. Finally there is a good sized fourth bedroom and family bathroom with underfloor heating. The third bedroom has a retractable ladder to a bonus loft room with velux window and eaves storage.
To the rear the home comes alive with fabulous views and a superb raised decked area.
We love this home as it provides a pleasant flow and feel through the spacious well planned accommodation. The views and overall location make this a fabulous home for families, downsizers or those looking for a dream home for such a generous price. It also has the added bonus of no onward chain!
EPC rating: C.Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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