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£385,000
Bedrooms
Property Address
43 Castlegate Drive
Cockermouth
CA13 9HD
Please quote these details when you enquire about this property.
A unique opportunity to acquire a great family home in a much-sought after location in Cockermouth. This three-bedroom, detached property is located on a substantial plot and benefits from views of the fells of the Western Lakes over open countryside. Cockermouth School and Cockermouth Community Hospital are both nearby, and the shops, cafes and other facilities of the town are all within easy walking distance.
The property is set back from the road by a lawned garden and the large driveway provides off-street parking for at least three vehicles. A detached garage/workshop was erected in 2017, offering additional, secure parking.
Entering the property, a handy glazed porch offers shelter from the elements. The entrance hall is light and welcoming and original features such as the stairs, cornicing and internal archway hint at this propertys 1930s origins. The lounge benefits from lots of natural light, thanks to a large bay window. A professionally-installed, wood-burning stove complements the gas central heating system and is great for cosy nights in. A new, modern combi-boiler and new radiators were fitted in 2017, and insulation levels were increased at the same time. New, double-glazed windows and external doors were fitted throughout the property in 2016, and still carry the remainder of the 15 year FENSA guarantee.
The lovely kitchen diner was fitted at the same time and it offers plenty of storage and worktop space, as well as room for a family dining table. Integrated appliances include an oven, hob, dishwasher, fridge and freezer. The adjacent utility takes care of the family laundry and leads to a ground floor toilet and shower room, complete with underfloor heating.
Upstairs, there are two double bedrooms, a single bedroom and a fully-tiled family bathroom. The two doubles in particular are very spacious, with lots of room for wardrobes and other furniture. The internal accommodation is completed by a fully-boarded loft that is perfect for storage. Additional peace of mind comes in the form of a new, slate roof that was completed in 2020.
Outside, the private rear garden is a great place to relax and, in addition to the large garage/workshop, another two garden sheds offer even more storage space. Unlike many properties built in recent times, there is ample space between the property and the plot boundaries on all sides. As well as providing extra privacy, this offers the potential for future extensions to the property to provide additional living space - subject to the necessary, statutory approvals.
In summary, a lovely family home that has been extensively upgraded by the current owners. Located in a great position and having a wonderful outlook, early viewing is highly recommended.
Additional Information
Postcode CA13 9HD
Council Tax Band D
Kitchen 3.90m (12 10) x 3.30m (10 10)
Lounge 3.90m (12 10) x 3.40m (11 2)
Utility Room 2.30m (7 7) x 2.40m (7 10)
Shower Room 2.30m (7 7) x 1.20m (3 11)
Bedroom 1 4.00m (13 1) x 3.30m (10 10)
Bedroom 2 4.00m (13 1) x 3.30m (10 10)
Bedroom 3 2.30m (7 7) x 2.30m (7 7)
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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