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£224,950
Bedrooms
Open House Estate Agents are pleased to offer to the market this four bedroom detached property in the popular Wibsey area, close to local amenities and schools.
This property would make an ideal family home with four double bedrooms, a good sized downstairs living space leading onto an enclosed garden area, parking to the front of the property.
Council tax band- D
This property briefly comprises of;
Lounge
Lounge with uPVC double glazed window overlooking the rear elevation, gas central heated radiator, electric feature fire.
Kitchen
Kitchen with uPVC double glazed window overlooking the rear elevation, gas central heated radiator, matching wall and base units, built in cooker with hob and extractor over.
Utility
Utility with external door leading to the side of the property, matching base units, plumbing for the washing machine,
Dining Room
Dining Room with uPVC double glazed window overlooking the front elevation, gas central heated radiator.
Cloakroom
Cloakroom with low level flush toilet, sink with pedestal, gas central heated radiator.
Bedroom One
Bedroom with uPVC double glazed window overlooking the front elevation, gas central heated radiator.
En Suite
En Suite with uPVC double glazed window, gas central heated radiator, three piece bathroom suite briefly comprising of a low level flush toilet, sink with pedestal, shower cubicle.
Bedroom Two
Bedroom with uPVC double glazed window overlooking the rear elevation, gas central heated radiator.
Bedroom Three
Bedroom with uPVC double glazed window overlooking the rear elevation, gas central heated radiator.
Bedroom Four
Bedroom with uPVC double glazed window overlooking the front elevation, gas central heated radiator.
Bathroom
Bathroom with uPVC double glazed window, gas central heated radiators, three piece bathroom suite briefly comprising of a low level flush toilet, sink with pedestal, bath tub.
Rear Garden
Garden to the rear of the property with patio and lawn.
Garage
Single garage to the property front.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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