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£325,000 Guide Price
Bedrooms
Bathrooms
Oliver Minton Village & Rural Homes are delighted to offer this charming 2-bedroom cottage located towards the southern end of Puckeridge High Street and close to St Thomas of Canterbury Catholic Primary school. The cottage benefits from a large rear garden and gas central heating to radiators. The accommodation comprises ground floor accommodation of through lounge/diner with exposed beams, kitchen and conservatory/utility room, and on the first floor are two bedrooms and bathroom. The garden extends a long way to the rear with various tiers and outbuildings. No onward chain.
Kitchen - 3.0 x 2.44 (910' x 80') - Entrance door from side pathway. Door and windows to conservatory/utility room. Tiled floor and part-tiled walls. Work surfaces with fitted white base units and cupboards above. Leisure Gas Range-style Cooker with Two Ovens, with 4 ring hob and extractor over. One and a half bowl chrome sink drainer unit with chrome mixer tap. Space for dishwasher and washing machine. Inset ceiling lights.
Lounge/Diner - 5.35 x 3.0 (176' x 910') - Exposed brick fireplace with log burner effect fire. Exposed beams. Radiators. Window to front. Opening to kitchen and staircase leading to first floor landing.
Conservatory/Utility Room - 3.0 x 2.78 (910' x 91') - Plumbing for washing machine. Work surface with under-counter fridge and under-counter freezer, and extra storage with microwave. Tiled flooring. Radiator. Door to rear garden. Windows to side and rear. Wall-mounted light.
Landing - Loft hatch. Doors to bedrooms and bathroom. Built-in over-stairs storage.
Bedroom One - 3.2 x 3.0 (105' x 910') - Window to front. Exposed brickwork, exposed beams, radiator and latch door. Built-in storage space
Bedroom Two - 3.0 x 2.6 (910' x 86') - Window to rear. Radiator. Latch door. Built-in shelves and built-in cupboard housing boiler.
Bathroom - 2.12 x 1.32 (611' x 43') - Low level flush WC. Bath with shower fixture and shower screen. Part-tiled walls. Wash hand basin with chrome taps. Towel rail. Wooden flooring.
Long Rear Garden - Large secluded rear garden, tiered with steps up to lit patio area. Generous storage outbuilding with butler sink and benefiting from light, heat and sewerage connections. Paved tier, and further area laid to lawn. Timber sheds.
Front - Steps leading up to gate with side path to main entrance. Door at the front has been closed off on inside but could be easily reinstated.
Agents Notes - All mains services are connected with mains water, sewerage, electricity and gas central heating to radiators.
Broadband & mobile phone coverage can be checked at
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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