4 bedroom semi-detached for sale

£625,000

4

Bedrooms

2

Bathrooms

Floorplan

Oliver Minton Village & Rural Homes are delighted to offer this superbly presented 4 bedroom/2 bathroom semi-detached family home, in this popular no-through road close to the heart of the desirable village of Braughing which is positioned within easy access to the neighbouring towns of Buntingford, Ware and Bishops Stortford. With 1667 sq ft of accommodation, which includes the excellent detached outbuilding catering perfectly for anyone who works from home, this is an excellent all round family house, with a good size, flat child-friendly rear garden. Jenyns First School and Nursery is just a short walk away.

Ground Floor -

Entrance Hall - Tiled flooring. Leading to kitchen/diner on the left and living room on the right hand side.

Superb Open-Plan Kitchen / Diner -

Dining Area - 5.17 x 3.52 (1611' x 116') - Double glazed bi-fold doors opening to rear garden.

Kitchen Area - 3.56 x 4.23 (118' x 1310') - Beautifully re-fitted with range of light grey wall and base units. Quartz grey worktops with silver accents. Sink with chrome mixer tap. Built-in appliances include a double oven and dishwasher. Space for a freestanding fridge/freezer. Double-glazed window overlooking the rear garden. Tiled flooring.

Utility Room - 2.6 x 1.86 (86' x 61') - Fitted with range of white wall and base units. Stainless steel sink with drainer and mixer tap. Space and plumbing for a washing machine and tumble dryer. Velux window. Double glazed window to front. Tiled flooring. Door providing access to rear garden.

Cloakroom - Low level flush WC. Wash hand basin with chrome mixer tap.

Living Room - 5.15 x 4.07 (1610' x 134') - Patio doors opening out to the rear garden. Log burner. Two radiators. Double-glazed window to front.

First Floor -

Landing - Doors to all bedrooms and family bathroom. Access loft hatch.

Bedroom One - 5.16 x 3.59 (1611' x 119') - Dual aspect double glazed windows. Radiator.

En-Suite Shower Room - Enclosed shower. Low level flush WC. White sink basin with storage unit beneath. Heated towel rail. Tiled walls and flooring. Obscured double glazed window to the rear.

Bedroom Two - 4.14 x 3.0 (136' x 910') - Double-glazed window to front. Radiator. Built-in double wardrobe.

Family Bathroom - 2.35 x 1.7 (78' x 56') - Wash hand basin with chrome mixer tap. Low level flush WC. Bath with chrome controls and mixer tap. Chrome wall-mounted heated towel rail. Tiled flooring, Obscured double glazed window to rear. LED storage mirror.

Bedroom Three - 3.19 x 2.34 (105' x 78') - Double-glazed window to front. Radiator.

Bedroom Four - 3.24 x 2.06 (107' x 69') - Double-glazed window to rear. Radiator.

Outside -

Front Garden & Driveway - Front garden area laid to lawn. Driveway providing off street parking for two vehicles with EV charging point. Entrance porch.

Rear Garden - Mostly laid to lawn with landscaped large paved patio area at the front. Diagonally tiled pathway leading towards to the modern home office/outbuilding

Garden Office - 4.62 x 2.82 (151' x 93') - Fitted with bi-folding doors. Air conditioning/heating unit. WiFi accessible. Wood-laminate flooring.

Garden Storage - 4.62 x 2.56 (151' x 84') -

Services - All mains services are connected with mains water, sewerage, electricity and gas central heating to radiators.

Broadband & mobile phone coverage can be checked at

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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