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£895,000 Guide Price
Bedrooms
Bathrooms
This striking contemporary home forms part of an exceptional development of just eight detached properties, demonstrating the cutting-edge of greener living with modern luxury.
This is a net-zero carbon home, designed to meet the maximum five-star rating under the Home Quality Mark.
This house encompasses the best of both worlds, surrounded by local wildlife and the Waterford Heath Nature Reserve whilst being just a few minutes drive from the county town of Hertford with its regarded schools for all ages, shopping, leisure facilities, pubs and restaurants and great public transport.
Accommodation - Front door opening to:
Reception Hall - 2.84m x 2.76m (93' x 90') - Spacious reception hall with stairs rising to first floor. Engineered oak floor. Door to:
Guest Cloakroom/W.C - Contemporary white suite: Low level w.c. with concealed cistern. Vanity wash hand basin. with mixer tap. Large, inset wall mounted mirror. Chrome heated towel rail. Complementary tiling to walls and floor.
Superb Open Plan Living/Dining/Kitchen Space - 7.50m x 6.0m overall (247' x 198' overall) - An impressive, large open plan space with no dividing walls, blending cooking with dining, entertaining and family life. This is the real heart of the home and is cleverly designed to enable each area to function with defined and different uses. A lovely bright triple aspect room with a large multi-window, walk-in bay to the front, side windows and wide bi-folding doors opening the rear garden. Engineered wood flooring features throughout. Under stairs storage cupboard.
Kitchen Area - Beautifully fitted Ital Living contemporary kitchen featuring clean lines and incorporating a range of cabinets with Quartz work surfaces and matching up-risers. A matching peninsular breakfast bar sub-divides the space with over counter lighting. Integrated appliances include a dishwasher and fridge freezer. There is also a built-in Smeg oven with warming drawer, additional combination oven/microwave and matching induction hob with downdraft extractor. Inset Franke stainless steel sink with window above, overlooking the rear garden. Matching double doors open and cleverly conceal the entrance to the separate utility room.
Utility Room - 2.47m x 2.00m (81' x 66') - Fitted with a range of base units with complementary work surfaces and inset stainless steel sink and drainer. Water softener. Spaces and plumbing for washing machine and tumble dryer. Plenty of space for further storage. Tiled floor. Door to outside.
First Floor - Large landing with loft access hatch. Loft has pull down ladder, is part boarded with light connected. Cupboard housing Ecodan hot water tank and heating controls.
Principal Bedroom - 4.28m x 2.84m (140' x 93') - Wide double doors opening to a glazed Juliette style balcony overlooking the back garden and the countryside beyond. Bespoke full height shutter blinds. Sliding door opening to:
En-Suite Shower Room - Large shower cubicle with glazed self-close door. Vanity wash hand basin with drawer unit below. Low level w.c with concealed cistern. Chrome heated towel rail. Shaver point. Complementary porcelain tiling to walls and floor. Frosted window.
Bedroom Two - 3.91m x 2.85m (129' x 94') - Wide double doors opening to a glazed Juliette style balcony overlooking the back garden and the countryside beyond. Bespoke full height shutter blinds. Range of built-in wardrobe cupboards to one wall.
Bedroom Three - 3.30m x 2.10m (109' x 610' ) - Measured up to a full bank of built-in wardrobe cupboards to one wall. Window to front aspect.
Luxury Bathroom - 3.27m x 2.10m (108' x 610') - Fitted with a tiled panel enclosed bath with mixer tap and hand held attachment. Walk-in shower with glazed screen. Low level w.c. with concealed cistern. Vanity wash hand basin with drawer unit below. Large wall mirror. Shaver point. Chrome heated towel rail. Complementary porcelain tiling to walls and floor. Frosted window.
Exterior - To the front of the house there is an attractive open plan garden area and a paved driveway providing parking for three vehicles. There is a gated side access to the rear garden.
Rear Garden - Landscaped rear garden that is family friendly, safe and fully enclosed. To the immediate rear of the property there is a paved terrace, with the remainder laid to lawn and planted borders. To one side of the house there is space for a timber garden shed, which is to remain. To the other side of the property there is an outside water tap and this is where the air source heat pump is sited.
Specification And Services - Net-Zero Carbon Home that has been designed to meet the maximum 5' Rating under the Home Quality Mark....EPC Band A
Engineered wood flooring for living, kitchen and hall.
Contemporary white sanitary ware with porcelain tiling to floors and walls in bathroom areas.
Aluminium energy efficient doors and windows.
Bespoke fitted shutter blinds to all windows (fitted by current owner)
Underfloor heating throughout with controlled zones
Air source heat pump for heating and hot water.
PV solar panels.
Low energy LED lighting
Outside lighting
Electric car changing point
Mains drainage. Electricity
Broadband & mobile phone coverage can be checked at
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,870.58
Total Interest: £498,408.24
Overall Total: £1,393,408.24
Amortization For Monthly Payment: £3,870.58 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £28,376.50 | £18,070.45 | £876,929.55 |
| 2026 | £27,789.68 | £18,657.26 | £858,272.30 |
| 2027 | £27,183.82 | £19,263.12 | £839,009.17 |
| 2028 | £26,558.28 | £19,888.67 | £819,120.51 |
| 2029 | £25,912.42 | £20,534.52 | £798,585.99 |
| 2030 | £25,245.59 | £21,201.35 | £777,384.64 |
| 2031 | £24,557.11 | £21,889.83 | £755,494.81 |
| 2032 | £23,846.27 | £22,600.67 | £732,894.14 |
| 2033 | £23,112.35 | £23,334.59 | £709,559.54 |
| 2034 | £22,354.59 | £24,092.35 | £685,467.19 |
| 2035 | £21,572.23 | £24,874.72 | £660,592.48 |
| 2036 | £20,764.46 | £25,682.49 | £634,909.99 |
| 2037 | £19,930.46 | £26,516.49 | £608,393.51 |
| 2038 | £19,069.37 | £27,377.57 | £581,015.94 |
| 2039 | £18,180.33 | £28,266.62 | £552,749.32 |
| 2040 | £17,262.41 | £29,184.53 | £523,564.79 |
| 2041 | £16,314.68 | £30,132.26 | £493,432.53 |
| 2042 | £15,336.18 | £31,110.76 | £462,321.77 |
| 2043 | £14,325.91 | £32,121.03 | £430,200.73 |
| 2044 | £13,282.82 | £33,164.12 | £397,036.62 |
| 2045 | £12,205.87 | £34,241.07 | £362,795.54 |
| 2046 | £11,093.94 | £35,353.00 | £327,442.54 |
| 2047 | £9,945.90 | £36,501.04 | £290,941.50 |
| 2048 | £8,760.58 | £37,686.36 | £253,255.14 |
| 2049 | £7,536.77 | £38,910.17 | £214,344.98 |
| 2050 | £6,273.22 | £40,173.72 | £174,171.26 |
| 2051 | £4,968.64 | £41,478.30 | £132,692.96 |
| 2052 | £3,621.70 | £42,825.25 | £89,867.71 |
| 2053 | £2,231.01 | £44,215.93 | £45,651.78 |
| 2054 | £795.16 | £45,651.78 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon May 19 2025
All confirmed! We look forward to speaking with you.
Mon May 19 2025
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