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£599,995
Bedrooms
Bathrooms
An immaculate three bedroom semi-detached cottage in Roydon, beautifully presented throughout. Comprising of an open-plan kitchen / diner, living room, utility room, downstairs W/C, first floor bathroom and three appropriately sized bedrooms. The property also offers a large driveway and garden.
The village primary school, free car park, the High Street shops and pubs and are all within easy walking distance, as is Roydon station, Stansted Express line, with mainline services to London Liverpool Street in as little as 33 minutes.
Accommodation - Front door opens to:
Hallway - Spacious light, bright hallway. Doors to Living Room, W/C and through to Kitchen / Diner.
Living Room - 4.572 x 4.189 > 3.198 (1411' x 138' > 105') - UPVC Window to front aspect and further UPVC window to side aspect. Spotlights to ceiling. Attractive brick fireplace. Space for plug-in fire. Potential to add log burning stove. Wooden flooring. Wooden / glazed door. High skirting boards. Chrome plug sockets. Electric meter cupboard. Fuse box.
Downstairs W/C - Frosted UPVC window to side aspect. White bathroom suite consisting of vanity wash hand basin and toilet. Extractor fan. Tiled floor. Chrome ladder radiator.
Kitchen / Diner - 7.017 x 2.967
Utility Room - UPVC double-glazed door to side aspect. Tiled walls. Space for washing machine. Extractor fan. 'Ideal' combination boiler.
Landing - Loft hatch. Recessed shelving and storage area. Doors to all rooms.
Main Bedroom - 4.218 x 3.228 (1310' x 107') - UPVC double-glazed windows to front and side aspects. Radiator. Eaves storage and further cupboard. Sloped ceiling in parts.
Bedroom Two - 3.742 x 3.029 (123' x 911') - UPVC double-glazed windows x 2. Radiator. Range of fitted wardrobes across one wall with shelving and hanging space.
Bedroom Three - 2.705 > 2.094 x 1.574 > 1.296 (810' > 610' x 51 - UPVC double-glazed UPVC window to side aspect. Panelled feature wall. Radiator.
Family Bathroom - Consisting of a low level W/C. Panelled bath. Seperate show with rain fall shower head. Shaver point. Extractor fan. Spotlights to ceiling. Tiled flooring and walls. Chrome ladder radiator. Velux window.
Garden - Westerly-facing. Mature planting and shrubs. Garden shed. Patio area and further shingle area for alfresco dining. Outdoor light and water tap. Side gate access to front.
Exterior - Shingle driveway with off-road parking for 2 / 3 vehicles. Pretty planted border.
Services - Mains water, drainage, sewerage, electricity and gas. Gas fired central heating. Broadband & mobile phone coverage can be checked at
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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