3 bedroom detached for sale

£915,000 Guide Price

3

Bedrooms

2

Bathrooms

Floorplan

CHAIN FREE HOME ON THE RIVER STORT
A handsome, double fronted characterful residence occupying a most unique position with gardens stretching down to the banks of the River Stort.

The original part of this house is believed to date back to the mid 1800s, with striking vertical hung tiles complementing the faade, where later additions to the property blend seamlessly with the original structure. There is a possibility of further enlarging the property, subject to the usual planning consents.

Being just a short stroll to the village High Street and Roydon mainline railway station, providing direct access to London Liverpool Street and Cambridge, this is a truly unique property and a superb opportunity to own something rather special.

Riverside Detached Character Property
Prime Position Within Easy Walking Distance Of The Village Centre and Roydon Station
Spacious Entrance Hall
Sitting Room
Dining Room
Kitchen and Separate Utility Room
Study
Split Level Landing
Main Bedroom with En-suite Shower Room
Two Further Bedrooms
Spacious Family Bathroom
Driveway Parking

The Property - Traditionally set over two floors, the property has wonderful river views to many rooms. Many of the rooms feature exposed wood floorboards, coved cornicing and picture rails. The property benefits from gas fired central heating to radiators.

The front door opens to the reception hall. The sitting and dining rooms sit either side to the front of the property enjoying views through large windows. Both rooms have working fireplaces, the sitting room a welcoming open fire and the dining room a wood burning stove.

The kitchen features modern units with granite worktops and a range style cooker. A sizeable larder cupboard has space for an American style fridge freezer and useful storage. Another door gives access to a separate utility room. To the rear hallway there is a study.

The staircase rises to a split level landing and the bedroom accommodation.
The main bedroom sits to one side of the house and has a window overlooking the gardens and the river. There is an adjacent en-suite shower room.
Two further bedrooms grace this floor, together with a large family bathroom, complete with free standing ball & claw roll top bath and a separate large shower enclosure.

Exterior - The property is approached via a gated access, leading to a brick paved drive providing ample parking. The gardens are predominantly walled, with a paved terrace to the rear. The gardens are open to the river bank.
The pretty gardens are laid to lawn, interspersed with seating areas, mature planting and a variety of mature trees.

Accommodation -

Reception Hall -

Sitting Room - 5.88m into bay x 3.54m (193' into bay x 117') -

Dining Room - 4.14m x 3.47 (136' x 114') -

Kitchen - 3.19m x 2.99 (105' x 99') -

Utility Room - 2.94m x 2.31m (97' x 76') -

Study - 2.22m x 2.03m (73' x 67') -

Bedroom One - 4.53m x 3.54m (1410' x 117') -

En-Suite Shower Room -

Bedroom Two - 3.70m x 2.62m (121' x 87') -

Bedroom Three - 3.33m x 2.39m (1011' x 710') -

Bathroom - 3.68m x 1.88m (120' x 62') -

Services - Mains services are connected: mains water, sewerage, electric. Gas fired central heating.
Broadband & mobile phone coverage can be checked at

Agents Note - The historic mooring for this property is non-transferable, a new owner may be able obtain mooring, they would need to apply to the River Authority, The Canal & River Trust. ( )



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 757575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 71325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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Notes

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