4 bedroom detached for sale

£875,000

4

Bedrooms

Floorplan

Set within beautifully landscaped gardens and enjoying panoramic views across open fields and the historic Newbury Farm Moat, this individually designed detached home offers around 2,700 sq ft of superbly appointed accommodation on a generous 0.4-acre plot. Positioned in a sought after non-estate location, the house offers space, privacy, and tranquillity rarely available in this charming Bedfordshire village.

The accommodation is arranged around a striking central entrance hall that leads to a large sitting room, formal dining room, a bright and airy kitchen/breakfast room, spacious family room, a separate study, and a convenient downstairs WC all ideal for both growing families and those who love to entertain. Upstairs, four well-proportioned double bedrooms include an en-suite to the principal bedroom and a modern family bathroom.

Externally, the home continues to impress. The double garage and wide driveway offer ample off-road parking, while the mature, landscaped gardens wrap around the property. There is direct access to the moat and pathways leading to open countryside perfect for those who appreciate natural beauty and outdoor living.

This is a truly rare opportunity to acquire a substantial home in one of Silsoes most desirable settings.

Location

Silsoe lies along the A6 corridor, perfectly placed between Bedford and Luton, offering easy access to mainline rail services and major road routes. The village itself is home to a Co-op store, fish and chip shop, hairdressers, dentist, and beauty salon catering well for day-to-day needs.

The area is surrounded by picturesque countryside and lies on the Bedfordshire Scenic Route, offering endless walking opportunities. A short stroll away is Wrest Park, a Grade I listed English Heritage estate with stunning formal gardens spread across 92 acres.

Residents also benefit from access to the Silsoe Community and Sports Centre, while the wider area offers excellent schooling options and a strong sense of community.


EPC Rating: D

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 724575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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