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£405,000
Bedrooms
Bathrooms
Presenting this imposing 4-bedroom detached family home, built by Morris Homes. Located on a small secluded development within easy walking distance of Newton High Street, and a train station.
Inside, youll find 4 double bedrooms including an ensuite and a family bathroom situated on the first floor. The ground floor boasts an open-plan kitchen/dining room with sleek bi-folding doors leading out to the garden, creating a seamless indoor-outdoor flow. Additionally, there is a generously-sized living room with a dual aspect, perfect for relaxing or entertaining guests.
Outside, the property offers a delightful mix of spaces perfect for outdoor living. At the front, youll find a well-maintained lawn with a charming flowerbed, a driveway providing space for two vehicles, and access to the garage, equipped with power and lights. Moving to the rear of the property, the generously sized garden showcases a large Indian stone paved patio, a stunning wooden gazebo ideal for al fresco dining, an artificial lawn for easy maintenance, and gated side access. An added bonus is the rear garden isnt overlooked, providing a sense of privacy and tranquillity. This property truly offers the best of both indoor and outdoor living, making it a perfect choice for a growing family looking for their dream home.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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