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Affinity House Beaufort Court, Sir Thomas Longley Road, Rochester, Kent
£200,000 Offers over
Bedrooms
Bathrooms
What a beauty... immaculately presented one-bedroom ground floor apartment offered for sale in the exclusive location of St Mary€™s Island.
Kept to an amazingly high standard this home offers a light and airy feel throughout with a large lounge area complete with direct garden access, a recently installed separate kitchen finished with gloss white units, a good size double bedroom complete with fitted mirror wardrobes and a modern fitted shower room. This home also boasts a new combi boiler & high quality recently fitted laminate flooring throughout. With an allocated parking space just outside the property this home really does tick all the boxes.
The local area: St Marys Island is a waterside development and offers superb walks along the river with views of Upnor Castle. The island has a strong community feel; separated from the mainland by a bridge which crosses a marina and basin where you will see people carrying out water sports. Local amenities include a primary school, doctors surgery, pharmacy, community centre and a hairdressers. For entertainment there are two public houses before crossing over the bridge, along with the Dockside Retail Outlet. Due to the facilities in the immediate vicinity you could very easily not have to venture far. Call the office today & book your viewing!
Leasehold Information-
98 years remining.
Ground Rent- 183.00 per annum
Service Charge- 125.00 per calendar month- Approximately.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Affinity House Beaufort Court, Sir Thomas Longley Road, Rochester, Kent
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