Pamber Road, Silchester, Reading, Berkshire, RG7 2NU

1 /13
Available / For Sale

4 bedroom detached for sale

£995,000 Offers in excess of

4

Bedrooms

3

Bathrooms

Floorplan

A Note from the Homeowners
Weve loved raising our family here. With Silchester Common just across the road, the local school and village pub a short stroll away, its been the perfect place to bring up the kids. Theres a real sense of community here and brilliant neighbours to match.
The garden has been a standout ideal for entertaining or just letting the children run free. We added the large patio around the Japanese maple to catch the sun for most of the day in summer it quickly became one of our favourite spots to relax.
The house has always felt spacious. Its grown with us and still has room to evolve especially with the loft offering a great opportunity for conversion.
Being 45 minutes from both Heathrow and the South Coast has also been a real bonus whether for work trips or weekend escapes.
Now the children have flown the nest, were ready to downsize but well always carry the memories made in this much-loved home.
Alexs Highlights Ive seen a lot of homes over the years but this one really stands out. Step into history with this 1906 Victorian gem. Double-fronted, with beautiful brickwork and timeless character, it sits on a half-acre plot near the village of Silchester, directly opposite the peaceful expanse of Silchester Common, which leads onto Pamber Forest.
Theres something special about being able to open your front door and head straight out onto the common whether its to clear your head in the morning, go exploring with the kids, or just soak up the stillness. That kind of setting is rare.
Inside, theres 2,700 sq ft of versatile space four double bedrooms, three bathrooms, three reception rooms, and a study. The two bay-fronted reception rooms each feature a fireplace and enjoy natural light throughout the day. The kitchen, centred around a classic Aga, links to the rear reception room, and (subject to building regs) could be opened up into a large kitchen-dining-family space perfect for modern life and designed to connect with the garden for that ideal inside-outside flow.
And what a garden it is a real standout. Mature trees give a calm sense of privacy at the back, creating the perfect setting whether youre hosting, barbecuing, letting the kids run free, or enjoying garden games as a family.
Theres also potential to convert the loft (STPP), giving you even more flexibility as your needs evolve. An outbuilding adds further space ideal as a home office, workshop, or a kids den and the double garage with driveway parking comfortably fits four cars.
Viewings are by appointment get in touch, wed love to show you around.


Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 814575

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 24875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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