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£460,000 Offers over
Bedrooms
Partridge Homes proudly presents this exceptional two-bedroom corner plot bungalow, nestled on a highly coveted road. Boasting immense potential, the property offers the possibility of extension to the side and rear (subject to planning). The residence features a welcoming porch, an inviting entrance hall, a spacious lounge, a dedicated study, a stylish dining room, a versatile multi-purpose room, two bedrooms, an extended kitchen, a modern shower room, a well-appointed rear garden, convenient off-road parking, and a detached garage. Dont miss the opportunity for an internal viewing to truly appreciate all that this property has to offer.
Approach
The property is set back from the road located on a corner plot with access to garage, lawned frontage, and path and door leading to porch.
Porch
Having further door leading to entrance hallway.
Entrance Hallway
Having doors leading to lounge, two bedrooms, shower room, and kitchen, and central heating radiator.
Lounge 5.21m (171) x 3.25m (108)
Having double glazed windows to side and front, central heating radiator, feature fireplace with surround, and door leading to study.
Study 2.24m (74) x 2.67m (89)
Having double glazed window to front, and central heating radiator.
Kitchen 5.79m (190) x 2.62m (87)
Having a range of wall, drawer, and base level units with work surface over incorporating sink with drainer and mixer tap over, space for range cooker with extractor hood over, space for white goods, tiling to splash prone areas, window and door leading to multi purpose room, double glazed window to side, and door leading to dining room.
Dining Room 5.18m (170) x 2.62m (87)
Having double glazed window to front, and central heating radiator.
Multi Purpose Room 5.51m (181) x 2.51m (83)
Having windows to rear and side, and door leading to rear garden.
Bedroom One 3.76m (124) x 2.84m (94)
Having double glazed window to rear and central heating radiator.
Bedroom Two 3.81m (126) x 3.17m (105)
Having double glazed window to rear and central heating radiator.
Shower Room 1.93m (64) x 1.68m (56)
Having corner shower unit, low level flush w/c, pedestal wash hand basin, central heating radiator, and tiling to walls.
Outside
Rear Garden
Having lawned area and paved patio, fencing to boundaries, and access to garage.
Garage 5.61m (185) x 2.54m (84)
Having electrics throughout and space for a car.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,989.35
Total Interest: £256,165.13
Overall Total: £716,165.13
Amortization For Monthly Payment: £1,989.35 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £14,584.57 | £9,287.60 | £450,712.40 |
2026 | £14,282.97 | £9,589.20 | £441,123.19 |
2027 | £13,971.57 | £9,900.60 | £431,222.59 |
2028 | £13,650.06 | £10,222.11 | £421,000.49 |
2029 | £13,318.12 | £10,554.06 | £410,446.43 |
2030 | £12,975.39 | £10,896.78 | £399,549.65 |
2031 | £12,621.53 | £11,250.64 | £388,299.01 |
2032 | £12,256.18 | £11,615.99 | £376,683.02 |
2033 | £11,878.97 | £11,993.20 | £364,689.82 |
2034 | £11,489.51 | £12,382.66 | £352,307.16 |
2035 | £11,087.40 | £12,784.77 | £339,522.39 |
2036 | £10,672.23 | £13,199.94 | £326,322.45 |
2037 | £10,243.59 | £13,628.59 | £312,693.87 |
2038 | £9,801.02 | £14,071.15 | £298,622.72 |
2039 | £9,344.08 | £14,528.09 | £284,094.62 |
2040 | £8,872.30 | £14,999.87 | £269,094.75 |
2041 | £8,385.20 | £15,486.97 | £253,607.78 |
2042 | £7,882.28 | £15,989.89 | £237,617.89 |
2043 | £7,363.04 | £16,509.14 | £221,108.76 |
2044 | £6,826.93 | £17,045.25 | £204,063.51 |
2045 | £6,273.41 | £17,598.76 | £186,464.75 |
2046 | £5,701.91 | £18,170.26 | £168,294.49 |
2047 | £5,111.86 | £18,760.31 | £149,534.18 |
2048 | £4,502.65 | £19,369.52 | £130,164.65 |
2049 | £3,873.65 | £19,998.52 | £110,166.13 |
2050 | £3,224.23 | £20,647.94 | £89,518.19 |
2051 | £2,553.72 | £21,318.46 | £68,199.73 |
2052 | £1,861.43 | £22,010.74 | £46,188.99 |
2053 | £1,146.66 | £22,725.51 | £23,463.48 |
2054 | £408.69 | £23,463.48 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri Jun 20 2025
All confirmed! We look forward to speaking with you.
Fri Jun 20 2025
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