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£240,000
Bedrooms
Partridge Homes Estate Agents are delighted to bring to the market this three-bedroom, semi-detached family home, situated on a sought-after road and offered with no upward chain. The property comprises a spacious through lounge, kitchen, and side entry on the ground floor. Upstairs, there are three well-proportioned bedrooms and a family bathroom. Outside, the home benefits from a rear garden with a garage and secure rear access, as well as off-road parking. A fantastic blank canvas, this property offers the perfect opportunity for a family to add their own personal touch and create their ideal home.
Approach
The property is set back from the road behind a paved driveway providing off road parking and door leading to porch.
Porch
Having further door leading to entrance hallway.
Entrance Hallway
Having doors leading to through lounge and kitchen, central heating radiator, and stairs leading to first floor accommodation.
Lounge 8.34m (27 4) x 3.03m (9 11)
Having double glazed bay window to front, central heating radiators, feature fireplace with surround, and double glazed sliding door leading to rear garden.
Kitchen 1.96m (6 5) x 3.25m (10 8)
Fitted with drawer, and base units with work surface over incorporating sink with drainer and mixer tap over, four ring gas hob, space for white goods, tiling to splash prone areas, double glazed windows to rear, door leading to storage cupboard, and door leading to side entry.
Side Entry 6.20m (20 4) x 1.11m (3 8)
Having doors leading to front and rear.
First Floor Accommodation
Landing
Having doors leading to bedrooms and bathroom, double glazed window to side, and access to loft hatch.
Bedroom One 3.08m (10 1) x 4.06m (13 4)
Having double glazed bay window to front, and central heating radiator.
Bedroom Two 4.39m (14 5) x 3.06m (10 0)
Having fitted wardrobes, double glazed window to rear, and central heating radiator.
Bedroom Three 2.33m (7 8) x 1.79m (5 10)
Having double glazed window to front, and central heating radiator.
Bathroom 2.74m (9 0) x 1.72m (5 8)
Having bath with shower over, pedestal wash hand basin, low level flush w/c, central heating radiator, and obscure double glazed window to rear.
Outside
Garden
Having paved patio area, with steps leading down to lawned area, fencing to boundaries, access to rear garage and secure gated rear access.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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