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£515,000
Bedrooms
Partridge Homes Estate Agents are delighted to bring to the market this impressive detached home, offering well-planned accommodation including four bedrooms, a welcoming entrance hall, elegant lounge, superb dining kitchen, utility, two en-suites, family bathroom, a fantastic sized landscaped rear garden, ample parking. Shirley offers a wealth of amenities, from major retailers at Sears Retail Park and Parkgate to the independent shops of the high street. Supermarkets including Waitrose, Asda, Sainsburys, Aldi and Tesco are all nearby, alongside gyms and a vibrant choice of restaurants, cafs and bars. The area is well served by excellent schools and benefits from strong transport links, with regular bus and train services and easy access to Junction 4 of the M42.
Approach
The property is set back from the road with a tarmac driveway allowing ample off road parking. Having door leading to entrance hallway and gate leading to rear.
Entrance Hallway
Having double glazed window to side, central heating radiator, storage, doors leading to lounge and kitchen with stairs leading to first floor accommodation.
Lounge 3.96m (13 0) x 4.69m (15 5)
Comprises of double glazed bay window to front and central heating radiator.
Kitchen
The kitchen is fitted with a stylish range of wall, draw and base level units. It includes a sink and drainer with a feature mixer tap, four-ring induction hob with extractor canopy above, inset electric oven and grill, integrated fridge-freezer and dishwasher. Additional features include a central heating radiator, double-glazed windows to the rear and side, double-glazed French doors opening onto the rear garden, and a door leading through to utility.
Utility 1.86m (6 1) x 2.37m (7 9)
Having fitted units, space for a washing machine and tumble dryer and obscured double glazed window to side.
WC 0.97m (3 2) x 1.71m (5 7)
Comprises of low level flush WC, pedestal wash hand basin, tiling to half height and central heating radiator.
First Floor Accommodation
Landing
Bedroom Two 3.58m (11 9) x 4.34m (14 3)
Featuring a double-glazed window to the front elevation and a double-glazed door opening to a Juliet balcony, with central heating radiator, and door leading to ensuite
Ensuite 1.79m (5 10) x 1.84m (6 0)
Having fitted shower cubicle with electric shower, low level flush WC, pedestal wash hand basin, tiling to splash prone areas, extractor fan, central heating towel rail and obscured double glazed window to front.
Bedroom Three 2.93m (9 7) x 2.96m (9 9)
Having double glazed window to rear and central heating radiator.
Bedroom Four 2.93m (9 7) x 2.57m (8 5)
Having double glazed window to rear and central heating radiator.
Bathroom 1.75m (5 9) x 2.14m (7 0)
Comprises of a fitted bath with shower overhead, low level flush WC, pedestal wash hand basin, tiling to splash prone areas and central heating towel rail.
Second Floor Accommodation
Landing
Having double glazed window to side and door leading to first bedroom.
Bedroom One 3.57m (11 9) x 5.04m (16 6)
Comprising of fitted wardrobes, double glazed windows to side and rear, Velux window, loft hatch, central heating radiator, door leading to storage and door leading to en suite.
Ensuite 1.94m (6 4) x 1.57m (5 2)
Comprises of a fitted corner shower unit, pedestal wash hand basin, low level flush WC, tiling to splash prone areas, Velux window, extractor and central heating towel.
Outside
Garden
A generous rear garden, predominantly laid to lawn and enclosed by fencing, features a patio ideal for outdoor dining, an additional paved seating area to the rear with a decorative stone feature, and a gated access to the front.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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