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9 Cross View, Norham
£395,000 Offers over
Bedrooms
Bathrooms
'' OPEN HOUSE WEEKEND- 26TH APRIL 10AM to 2PM ''
14 Whitsomehill is an attractive three-bedroom steading conversion located in the popular hamlet of Whitsomehill. This beautifully converted property offers spacious living accommodation, countryside views, a well-established garden and ample parking.
PROPERTY DESCRIPTION
14 Whitsomehill is a beautiful three-bedroom converted steading, nestled in the charming hamlet of Whitsomehill. This exquisite property offers the perfect balance of tranquil country living while being just a short 15-minute drive from the historic towns of Duns, Kelso, Coldstream, and Berwick-upon-Tweed.
The ground floor of 14 Whitsomehill is a true highlight, featuring a dramatic vaulted ceiling that enhances the open-plan dining, kitchen, and living space. This flows seamlessly into a beautiful garden room, offering direct access to the well-established, private garden. Additionally, the ground floor is home to two generously proportioned double bedrooms with ample built-in wardrobes, a stylish family bathroom, a laundry/boiler room and ample storage.
Upstairs, the principal bedroom is a true retreat, with triple aspect windows flooding the space with natural light. It boasts a spacious en-suite bathroom and a walk-in wardrobe, currently being used as a delightful sewing room by the current owners.
Outside, the property is surrounded by a beautifully landscaped garden, which wraps around the home, offering a mix of paved areas, gravelled paths, lush lawns, herbaceous borders, raised beds and a garden shed. At the front of the property, there is ample parking space for several cars, providing both convenience and privacy.
This exceptional home offers an idyllic blend of peaceful countryside living and easy access to nearby towns, making it a wonderful place to call home.
ACCOMMODATION COMPRISES
Ground Floor - Entrance Vestibule, Open Plan Dining Kitchen Living Space, Garden Room, Hallway, Laundry/Boiler Room, 2x Double Bedrooms, Under Stair Storage, Family Bathroom.
First Floor - Principle Bedroom, Walk In Wardrobe/Sewing Room, En-Suite.
Outside - Ample Parking, Mature Garden Grounds, Garden Shed.
DISTANCES
Whitsome 1 mile, Duns 7 miles, Norham 4 miles, Coldstream 8.5 miles, Reston Train Station 10 miles, Berwick upon Tweed Train Station 10 miles, Edinburgh 55 miles. (all distances are approximate).
AREA INSIGHTS
14 Whitsomehill is situated in a wonderful rural location close to the popular villages of Swinton and Norham. The property lies one mile south of the village of Whitsome, where there is a local shop and post office. The village of Norham which is only a few miles away offers a fantastic local shop, regionally renowned butcher, baker, two public houses and even a gun shop which would all love your support. The village daily postal van and a very well attended fish and chip van every Thursday evening.
There are numerous schooling options in the immediate area with Swinton and Whitsome both offering excellent primary schools and the highly regarded Berwickshire High School in Duns only a 10 / 15 minute drive away. Belhaven Hill School in Dunbar and Longridge Towers School near Berwick are both very well thought of public schools in the area. The historic market town of Berwick upon Tweed lies about 10 miles from Whitsomehill, just off the A1, in Northumberland. Berwick houses all the major supermarket chains, good local shopping, a number of historical attractions within its medieval walls, numerous restaurants, cafes and the Maltings Theatre.
Whitsomehill is a short drive from the coast with Coldingham Sands beach and the dramatic St Abbs Head National Nature Reserve being very popular with locals. Country and sporting pursuits are widely available and there are several golf courses within a short drive including Eyemouth, Dunbar, Goswick and Magdalene Fields in Berwick. Whitsomehill offers excellent links to Edinburgh, Newcastle and even London.
The A1 trunk road provides easy commutable access to Scotlands capital city and Newcastle. Berwick upon Tweeds mainline train station offers a regular service up and down the country, with London being only a 3 hour journey away.
GENERAL REMARKS
Fixtures and Fittings - All fitted carpets, curtain poles, blinds, light fittings and integrated appliances form part of the sale.
Listing and Conservation - 14 Whitsomehill is not listed nor does it sit within a conservation area.
AGENTS NOTE
There is a management charge for Whitsomehill properties that contributes towards management of communal grounds, communal lighting and reed bed drainage system. 622.47 per annum in Advance from 1st September each year.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
9 Cross View, Norham
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