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£1,400,000 Offers in excess of
Bedrooms
Bathrooms
An impressive four bedroom semi-detached house positioned on a highly regarded residential road in Crystal Palace.
This property has been extended and remodelled to create a spacious and comfortable family home within a sizeable plot, which is rarely available in the local area. The heart of the house is a beautifully finished kitchen with a sky-lit vaulted ceiling, ample storage, and an island with a solid wood counter - perfect for those who are serious about cooking, or simply prefer a more sociable and relaxed area. Beyond is the rear reception room with five-metre bi-fold doors to a large high-grade composite decked seating area. The remainder of the ground floor includes a generous utility room, WC, front reception room, and garage. Upstairs there are four double bedrooms (one en suite), a luxurious four-piece bathroom, with a separate walk-in shower, and plenty of fitted wardrobe storage. As a busy and musical family the house has also been tastefully soundproofed for additional peace of mind.
Externally the garden is larger than most, extending to 85ft with additional power and light - surrounded by lush greenery and boasting a summerhouse (currently a childrens games room), and a sunny southerly aspect. This is the ultimate venue for summer barbeques or relaxing with a good book. There is also parking at the front of the property for multiple vehicles.
Highfield Hill is a pretty residential street which is renowned for larger detached and semi-detached houses and is positioned just off of Harold, within the conservation area. The location is moments from the Norwood Recreation park with tennis courts, basketball courts, and lawned grounds. The area is primarily served by Gipsy Hill and Crystal Palace rail links, whilst the nearby Triangle is buzzing with independent bars, restaurants, and boutiques.
EPC: D | Council Tax Band: F
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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