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£1,150,000 Guide Price
Bedrooms
Bathrooms
A beautifully finished and much upgraded four bedroom, two bathroom semi-detached house forming part of a very highly regarded residential road in central Crystal Palace.
This fresh and inviting accommodation has been remodelled and extended beyond the original build to create accommodation that caters more comfortably for the demanding needs of a family, or simply for those who prefer a contemporary living space with room for entertaining and relaxing with friends and family.
The internal area extends to 1630 sq ft / 151.4 sq m and includes a front reception room and a spacious entrance lobby which could work well as a home working space, with a separate utility room beyond. The rear of the property is a very generous, light and bright kitchen / diner that forms the heart of the house. This open-plan arrangement includes a contemporary kitchen with ample storage space, integrated appliances, quartz surfaces, and an induction hob. Newly fitted solid wood chevron flooring connects to a lounge area with bi-fold doors to a freshly landscaped garden and offers a nicely separated area for everyday life. The first floor comprises of the main bathroom with a double vanity sink, matt black fittings, and under floor heating. Also, three bedrooms. The top floor houses a further 20ft bedroom with lots of eaves storage and a separate shower room.
Externally the garden has been professionally finished with a flat lawn and large patio area, lighting, and power. There is also the benefit of a sunny southerly aspect - perfect for summer barbeques or a quiet retreat on weekends and evenings. There is also, rare, off street parking for two cars at the front of the property.
Patterson Road forms part of a community-orientated spot that offers immediate access to the bustling Triangle, 200 acres of parkland, and the station. Popular local schools include both Paxton and Kingswood Primaries.
EPC: C | Council Tax Band: E
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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