3 bedroom detached for sale

£415,000

3

Bedrooms

1

Bathrooms

Floorplan




Peter David Properties are pleased to bring to the open market this very impressive grade ll listed three bedroom detached country cottage, situated in this lovely semi-rural village location, the property is within easy access to the local park, post office and the village school making this an ideal home for the family / professional buyers. Step inside and you will not be disappointed, the cottage has retained many original features like stone mullions and beams and is very well presented.

The accommodation in brief comprises of: Front entrance door leading into the well appointed dining kitchen with Rangemaster multi fuel stove cooker, the lounge has windows to two sides, allowing a degree of natural daylight and solid wood flooring. On the first floor are three bedrooms and bathroom with good sized loft room providing excellent storage space. Gas central heating and sealed unit double glazing installed. Externally there is a patio garden to the front and side with additional parking area.

This property must be viewed internally to really appreciate the quality of the fittings and is being SOLD with No Upward Chain

Accommodation
Front Entrance Door
Gives direct access into the:-

Dining Kitchen
Fitted with matching base units with inset sink, solid beech work tops, Rangemaster multi fuel stove cooker, slate tiled flooring with under floor heating, windows to the rear, exposed beams, staircase access to the first floor and access into the:-

Lounge
Windows to the front and side elevations, exposed beams, solid wood flooring, exposed stone lintels to the chimney breast, double radiator

First Floor
Landing
Wood flooring, exposed stone work and access to the loft space via a pull down ladder

Bedroom One
Windows to the front with oak window sills, exposed stone work and beams, wood flooring and built in wardrobes

Bedroom Two
Window to the side and rear with oak sills, wood flooring and steps lead up to a mezzanine area with velux window

Bedroom Three
Windows to the front with oak sills, exposed wood flooring and double radiator

Bathroom
Fitted with a three piece white suite, with panelled bath with shower over, wash hand basin and low flush toilet, feature glazed window to the rear

Second Floor
Loft / office room, ideal if you work from home, providing excellent storage space and where the boiler and central heating system are

External Details
Enclosed and private patio area to the side with small garden to the front, and at the side of the property is the parking area for two cars

Directions
Proceed out of Hebden Bridge via Birchcliffe Road and proceed up the hill taking your left turn onto Sandy Gate, continue along toward Old Town and just before the park, take your left turn onto the unmade road, where the property will be found on your left

Money Laundering
1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.
3. Measurements: These approximate room sizes are only intended as general guidance. You must verify the dimensions carefully before ordering carpets or any built-in furniture.
4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.
5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER PETER DAVID PROPERTIES NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 345075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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