4 bedroom detached for sale

£675,000

4

Bedrooms

2

Bathrooms

Floorplan

Available to be viewed and ready to move into. Home 17 is tucked away to the rear of the development, adjacent to established Ancient Woodland and with easy access to the footpath that leads directly to Longfield Station. It has a carport and parking space to the rear. At 1,358 square feet, there is plenty of space in the 4 bedroom Chiddingstone. On the ground floor, you will find the separate living room and the open-plan kitchen and dining area which opens onto the Indian sandstone patio and garden laid to turf. There is also a study at the front of the house, helping to separate home and work life. The utility room, cloakroom, and additional storage maximise space and convenience. Upstairs, there is a principal bedroom with an ensuite and a fitted wardrobe. Bedrooms 2 and 3 are both double bedrooms and 4 is a single bedroom all with access to the family bathroom. The property boasts quality specifications with exquisitely crafted interiors and includes two parking spaces or carports and E.V. charging. The property is fully equipped with everything you need from flooring and appliances to mirrors and robe hooks, ensuring that it is ready to live in. Situated on Fawkham Road and tucked away in the Green Belt of north west Kent, this hamlet within the Sevenoaks district is a highly desirable place to live for those seeking a home in the countryside with easy access into London. Daily essentials are at your convenience with the nearby village offering a diverse range of amenities. A 9 minute stroll to Waitrose Supermarket situated opposite the Longfield train station, which provides direct and fast commutes into London Victoria in 31 minutes. Bluewater Shopping Centre is just 4 miles away for access to a wide range of retail outlets, restaurants, cinemas and entertainment facilities. Grammar and independent schools offer outstanding and good ratings and there is plenty nearby to entertain those seeking an active lifestyle with the London Golf Club, Brands Hatch and the 40 acre Camer Park. The home is freehold and will contribute towards the maintenance of the managed areas by way of an estate charge which is an estimated 447 per annum.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 559575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 53325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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