5 bedroom semi-detached for sale

£1,200,000

5

Bedrooms

3

Bathrooms

Floorplan

A wonderful Victorian, town house tastefully presented throughout and offering versatile accommodation with the potential for a self-contained, two double bedroom apartment with garden access or to be used, as at present, as part of the main house accommodation. Situated along this highly desirable road a short stroll from the popular Sixways shops and Charlton Kings village.

This outstanding family home retains a traditional theme throughout offering a wealth of period features and is arranged over four floors. There is a part gravelled, part paved front driveway with steps leading to the upper ground floor entrance.

The well proportioned accommodation briefly comprises:- on the upper ground floor, reception hall with solid Oak flooring and elegant wooden rail staircase leading to the first and lower ground floors, living room with beautiful bay sash windows to the front aspect, feature marble fireplace with cast iron grate inset, dining room with sash window to the rear aspect, cast iron grate and slate hearth fireplace. The light kitchen breakfast room enjoys views over the rear garden and beyond with matching white units, granite work surfaces, Aga Range cooker, space for appliances with continuous Oak flooring.

The impressive lower ground floor accommodation has a hallway leading to a double bedroom with bay window to the front, a further double bedroom with rear aspect, fitted kitchen/utility, shower room, large storeroom and further snug / lounge with double doors leading onto the garden.

On the first floor are two generous bedrooms and family bathroom with roll top bath, large walk-in shower and double wash basins, the principal bedroom having bay windows to the front aspect and an en suite shower room with separate bath.

A further staircase leads to the top floor with a further double bedroom, with fantastic views above and beyond the neighbouring properties to the front, built-in storage cupboard and eaves storage.

The tranquil enclosed, west facing attractive garden offers a patio space for al fresco dining with a variety of plants, flower beds, shrubs, lawn, and small trees. In addition, there is a large shed situated to the end of the lawn.

Viewing of this wonderful family home close to excellent schooling, local village and town centre comes highly recommended.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 993950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 30000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 93950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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