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£900,000 Offers in excess of
Bedrooms
Bathrooms
An exciting opportunity to purchase a substantial detached family home with large front and rear gardens on Church Street in the heart of the sought-after village of Charlton Kings.
The versatile accommodation in brief comprises: entrance hallway and cloakroom, sitting room to the front, kitchen and separate formal dining room. To the rear is a useful family room, WC and separate utility room.
Upstairs are four double bedrooms and a family bathroom with traditional white suite.
Further benefits include a gated driveway providing off road parking for multiple vehicles, integral garage, double glazing, gas central heating and photovoltaic solar panels.
Within priority catchment for the highly regarded Balcarras School the property is within a short walk of village amenities, parks and playing fields with Cheltenham town centre and accessible major transport links nearby. There is drone video footage available but viewing comes highly recommended.
Tenure: Freehold
Council Tax; Cheltenham Borough Council - Band F
Sellers Note: Uplift clause to be added. The overage payment will be set at 30% of any increase in value attributable to the grant of a planning permission if the triggering event occurs within a period of 20 years.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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