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£850,000
Bedrooms
Bathrooms
Ham Close is located on the edge of Charlton Kings and just a stones throw of beautiful countryside. Glenfall Primary School is only five minute walk, potentially making this an ideal family home. Sixways is a few minutes in the car where you will find a popular community hub, providing coffee shops, pubs, restaurants, a chemist, shops and amenities.
The property provides excellent accommodation providing generous room sizes, a practical layout, large windows allowing plenty of natural light and far reaching views to the rear. The property also sits within a generous plot, and is a one of a small handful of homes with a detached double garage design. The benefit here is a more attractive looking home, and also more natural light coming into the study, ideal if you work from home.
Accommodation briefly comprises; an enclosed entrance porch, entrance lobby, cloakroom /WC, large living room with a double aspect overlooking the front and rear gardens, a formal dining room adjoining a large kitchen /breakfast room, and separate utility room with door to the side. Finally the aforementioned study which is located to the front and overlooks a large driveway with space for several vehicles. On the first floor there are three double bedrooms and a single with an en-suite shower room to the master, large central gallery landing, and a sperate bathroom and wc.
Outside provides well-proportioned landscaped gardens to the front and rear, with the property sitting fairly central to the plot. The driveway passes the property to the side and leads into a large detached garage with an electric door, lots of storage in the pitched roof eaves, and a personal door into the rear garden. This property benefits from a sunny south westerly aspect, and far reaching views from the rear garden.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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