2 bedroom cottage for sale

£475,000 Guide Price

2

Bedrooms

1

Bathrooms

Floorplan

Nestled in the heart of historic Wallingford, this charming Grade II Listed cottage offers a rare opportunity to acquire a beautifully preserved period home full of character and charm with private rear garden, offered with no onward chain.

Upon entering the cottage, you are immediately greeted by a warm and inviting dining room with exposed beams, and tiled flooring that seamlessly flows throughout the downstairs. Double doors open into the cosy lounge, again with attractive wooden beams and feature fireplace that can be reinstated with a wood burning stove. The property has recently been redecorated throughout, serving perfectly as a blank canvas for the next owner.

The kitchen, located adjacent to the dining room, offers a range of tasteful cabinetry in keeping with the cottage`s heritage, alongside integrated appliances and ample quartz worktop space. A door leads directly to the light and airy conservatory with useful storage cupboard, with French doors leading to the rear garden.

Upstairs, there are two generously proportioned bedrooms.
The main bedroom benefits from exposed timber beams and views of the rear garden, while the second bedroom, also a double, offers versatile built in storage. The bathroom is tastefully finished, with a white suite comprising a bath with overhead shower, basin, w.c and heated towel rail.

To the rear, the garden is a particular highlight a private and tranquil space laid mainly to lawn with well tended borders and a small patio area ideal for al fresco dining. Enclosed by timber fencing and mature shrubs, it provides a peaceful oasis in the centre of town.

Wallingford boasts a full calendar of events, including a popular summer carnival, a Christmas festival, and the celebrated BunkFest a folk and roots music festival that draws visitors from across the region. Transport links are excellent, with nearby Cholsey Station providing regular rail services to Reading, Oxford and London Paddington. Road access to the A34 and M40 is convenient, making it a practical base for commuters.

Directions
From the centre of Henley, proceed on the A4130 passing through Nettlebed and continue until you reach Crowmarsh Roundabout. Take the second exit onto The Street and proceed passing The Bell Public House on your right hand side. Continue onto the High Street, taking the first left hand turning onto Thames Street. Following the road through Thames Street, and turn left onto Wood Street. The property will be found shortly on the left.

Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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