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£550,000 Offers in excess of
Bedrooms
Pennington is pleased to offer this well maintained 1930s detached four bedroom house on a generous corner plot with front, side and rear gardens and an attached single garage ( electric door) and a large driveway to park several cars. The property offers entrance porch, entrance reception. Living room, dining room, kitchen/breakfast room, cloakroom, 3 doubles and 1 single bedroom. There is a spacious covered sideway accessible from the house and also from the side of the property, which leads to a paved patio area which can also be accessed through the French doors in the lounge.
It has modern gas central heating, a family bathroom, three toilets,( one on each floor and one being outside)., and wash basins in all four bedrooms. The loft and walls have been insulated and it has secondary double glazing throughout. The house was totally rewired in 2022. (Certificate available). Early viewing is highly recommended.
Entrance Porch 810' x 20' (2.72m x 0.59m)
Double UPVC doors into entrance porch, UPVC door into:
Entrance Reception 150' x 90' (4.58m x 2.75m)
Cloakroom 57' x 30 (1.72m x 0.80m)
Living room 160' x 123' (4.75m x 3.74m)
Dining room 157 x 120' (4.76m x 3.53m)
Kitchen/Breakfast room 210' x 112' (6.51 x 3.41m)
Laundry Room
Wall mounted Boiler & plumbing for washing macine and dryer.
Landing 116' x 50' (3.50m x 1.54m)
Bedroom One 160' x 118' (4.77m x 3.56m)
Bedroom Two 147' x 140' (4.45m x 4.16m )
Bedroom Three 112' x 110' (3.40m x 3.34m)
Bedroom Four 100' x 90' ( 3.05m x 2.73m)
Bathroom 70' x 61' (2.04m x 1.86m)
Separate Toilet 510' x 30' (1.80m x 0.91m)
Outside
Front of the property is off road parking and electric door to attached garage, side access and lawned garden with mature trees and bushes, Covered patio area to the side and furhter patio to the rear. Mainly laid to lawn to the rear of the property. Attached to the house outside toilet.
Tenure: FREEHOLD
EPC Band: D
Council Tax Band: F
The property commands a good location.
- close to the popular Christchurch Park.
- easy walking distance of East Anglia University Campus
- Ipswich mainline train station for easy commute to London Liverpool street
- within easy walking distance of the town centre (approx 1 mile)
- catchment areas of popular schools for children of all agesincluding Dale Hall CP, St Margarets CEVAP School,and Northgate High School.
- leading independent school easy walking distance the Ipswich School.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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