4 bedroom detached for sale

£1,150,000

4

Bedrooms

2

Bathrooms

Floorplan

A charming home set within fabulous gardens, backing onto protected parkland in a superb edge of town location. Ideal as a long term family home, viewing is highly recommended. EPC E.

The property is a much-loved, extended 1930s cottage that blends period character with stylish, contemporary finishes. Set behind a pretty brick and flint wall, it offers gated parking for at least four vehicles and strong kerb appeal, with its attractive red brick faade and enclosed front porch.

Inside, the entrance hall leads to the heart of the home: a beautifully designed kitchen/breakfast room with sleek white worktops and Harvey Jones units, complete with a breakfast bar for relaxed, sociable living. Adjacent is the dining room, featuring wooden floors and glazed patio doors that open onto the terrace, filling the space with natural light. Beyond, a practical utility room provides side access to the garden, and theres a ground floor cloakroom for convenience. At the front of the house is an additional reception room measuring 1511 x 94 perfect for a home office or hobby space.

Across the hallway, the main sitting room spans the full depth of the house. This welcoming space is bright and well-proportioned, with glazed doors to the rear garden and a charming feature fireplace as its focal point.

Upstairs, a spacious landing leads to four double bedrooms. The principal bedroom includes a contemporary en suite shower room with quality Porcelanosa tiling. The family bathroom is generously sized and features a freestanding bathtub, also finished with stylish Porcelanosa tiles.

Outside, the rear garden offers a peaceful retreat, with a well-tended lawn, wide views across adjacent protected parkland, a generous terrace with seating and dining areas, thoughtfully planted borders, and a dedicated play area a delightful space for all the family to enjoy.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 950200

Mortgage Loan to Value

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Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 28750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 87700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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