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£1,400,000
Bedrooms
Bathrooms
We are delighted to bring to the market this four/five bedroom Edwardian semi-detached house on Finsen Road, a sought after road overlooking the delights of Ruskin Park, SE5.
The property is immaculately presented throughout, retains a host of original & restored features to include cornicing, ornate ceiling in the dining room, stripped floorboards and tiled flooring in the entrance hall.
The spacious accommodation comprises a front dining room with large bay window to front affording plenty of natural light, there is ample space for a large dining table & chairs, steps lead down to the kitchen area which has a range of shaker style wall & base units, integrated oven, hob & microwave, full size fridge, larder cupboard, one & a half bowl stainless steel sink inset to the granite worktops. A door gives access to the side return. From the hallway there is access to an understairs cupboard and access to a downstairs wc.
The rear reception room measures 228 ft x 115 ft and has built-in low level cupboards & shelving to one whole wall, feature fireplace with gas inset, and french doors with side windows give access to the rear garden.
The principal bedroom has windows to the front, there are a full range of wardrobes with overhead storage spanning one wall, there are a further 2 double bedrooms, utility/5th bedroom and family bathroom. On the upper floor is a spacious shower room (with eaves storage) and on the very top an L-shaped which is dual aspect, 3 large velux windows overlook Ruskin Park and French doors to the rear with a Juliette balcony which gives expansive views across neighbouring streets right across to Central London.
The rear garden is Yorkstone paved with a large variety of mature plant & shrub borders to include Camelias, Roses, Clematis, Bay Tree, & Banana plants to name a few. It is well screened to the rear. There is plenty of space for a table & chairs for al fresco dining & entertaining.
EPC: D | Council Tax Band: F
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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