4 bedroom detached for sale

£1,500,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Copse Hill Lodge is a distinctive white-rendered period property, originally constructed as the lodge for the neighbouring Copse Hill House. In recent years, it has undergone an extensive program of refurbishment and modernisation, blending its original character features with contemporary design elements. Enhancements include underfloor heating and a Bang & Olufsen surround sound system. The spacious ground floor is largely open-plan, arranged around an inviting entrance hall with a contemporary oak and glass staircase.

From the entrance hall, doors lead to a formal double-aspect lounge, which is open to the dining and family area. Like the lounge, this space benefits from French doors opening onto the garden, as well as a roof lantern that brings in generous natural light. The bespoke kitchen/breakfast room is fitted with an extensive range of units, granite worktops, a breakfast bar island, and an Aga. An adjoining conservatory currently serves as a utility and boot room.

On the first floor, the spacious landing offers four well appointed bedrooms, including a principal suite with an en suite shower room. The family bathroom is similarly well appointed and features a separate shower.

To the rear the garden is an undoubted feature of this unique home and has been beautifully landscaped by the current vendors boasting several zones including a serene seating area with bbq and pizza oven - ideal for entertaining. This well established garden is enclosed with mature hedging and also boasts established planting and herbaceous borders with a generous lawn and winding pathways to create a tranquil setting for any keen gardeners.

The plot extends to just over a quarter of an acre in total with electrically operated entrance gates opening onto a gravelled driveway with ample parking in front of the triple-bay oak-framed car port and home office. The first-floor bedrooms enjoy beautiful and far reaching views across the surrounding fields.


EPC Rating: D

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1256450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 37500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 131450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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