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£165,000
Bedrooms
Bathrooms
Located in the charming residential area of Selby, this well-presented four bedroom terrace house provides a comfortable living space ideal for families or professionals. The ground floor boasts a spacious living room with a gas fire and stone surround, a separate dining room, and a fully-fitted kitchen featuring a range of units, a stainless steel sink, electric oven, and gas hob. Upstairs, there are three bedrooms and a family bathroom with WC, panelled bath, and hand wash basin and to the top floor there is another double bedroom.
Each of the bedrooms offers ample space and natural light, with radiators for added comfort. The master bedroom at the front of the property enjoys a lovely view, while the remaining two bedrooms overlook the rear and side of the house. The bathroom is well-equipped with modern fixtures and a large window allowing in plenty of light.
Outside, there is a shared garden area perfect for outdoor enjoyment and potential for landscaping to create a relaxing outdoor retreat. Additionally, there is a detached garage ideal for storage and the property benefits from a convenient location near local amenities, schools, and transport links, providing easy access to the town centre and beyond. With its comfortable living spaces and desirable features, this property offers an appealing opportunity for those seeking a cosy home in a popular residential area.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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