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£190,000
Bedrooms
Bathrooms
Upon entering, you are greeted with an inviting hallway that leads to a spacious living room, where comfort and style harmoniously blend. The space showcases a modern aesthetic while retaining its original features, complemented by a cozy log burner that adds warmth and character. The sleek, well-equipped kitchen offers generous storage and mixture of free standing and built-in appliances, catering to culinary enthusiasts. It conveniently connects to a utility area, a downstairs WC, and separate doors leading to the back garden. Additionally, the kitchen includes a large cupboard that can easily serve as a pantry, enhancing its practicality.
Upstairs, the property features two spacious bedrooms along with a stylish family bathroom, creating a serene retreat after a long day. The master bedroom includes a convenient walk-in wardrobe that has the potential to be transformed into a home office.
Outside, to the front this delightful home provides a wonderfully low-maintenance garden, which is mainly gravelled with well established decorative shrubs.
At the rear, the garden is thoughtfully designed for privacy and minimal maintenance, making it ideal for those who appreciate outdoor living without the hassle of extensive upkeep. The entire area is elegantly paved, complemented by wooden fencing and gates that provide convenient off-street parking. Additionally, a generously-sized shed in the corner offers ample storage for all your garden tools and furniture.
The property also offers ample and convenient on-street parking for residents and visitors alike. Situated opposite a well-regarded primary school, this property continues to be a practical choice for families. The surrounding area is peaceful, fostering a strong sense of community and security for residents of all ages.
Strategically located, the propertys prime position offers pedestrian access to the bustling town centre, and its vibrant amenities, including a diverse selection of shops, supermarkets, restaurants, and pubs. For commuters, the nearby train station is a significant asset, providing regular services to Leeds/London/Manchester/Liverpool ensuring easy access to major cities, while the well-connected road links via A19 to York and A63 to Leeds, along with the motorway network, further enhance its appeal. This property presents a rare opportunity to enjoy modern, convenient living in a warm, welcoming environment, making it a truly desirable proposition for prospective homeowners.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £821.69
Total Interest: £105,807.34
Overall Total: £295,807.34
Amortization For Monthly Payment: £821.69 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £6,024.06 | £3,836.18 | £186,163.82 |
| 2026 | £5,899.49 | £3,960.76 | £182,203.06 |
| 2027 | £5,770.87 | £4,089.38 | £178,113.68 |
| 2028 | £5,638.07 | £4,222.17 | £173,891.50 |
| 2029 | £5,500.96 | £4,359.28 | £169,532.22 |
| 2030 | £5,359.40 | £4,500.84 | £165,031.38 |
| 2031 | £5,213.24 | £4,647.00 | £160,384.37 |
| 2032 | £5,062.34 | £4,797.91 | £155,586.47 |
| 2033 | £4,906.53 | £4,953.71 | £150,632.75 |
| 2034 | £4,745.67 | £5,114.58 | £145,518.17 |
| 2035 | £4,579.58 | £5,280.67 | £140,237.51 |
| 2036 | £4,408.10 | £5,452.15 | £134,785.36 |
| 2037 | £4,231.05 | £5,629.20 | £129,156.16 |
| 2038 | £4,048.25 | £5,811.100 | £123,344.17 |
| 2039 | £3,859.51 | £6,000.73 | £117,343.43 |
| 2040 | £3,664.65 | £6,195.60 | £111,147.83 |
| 2041 | £3,463.45 | £6,396.79 | £104,751.04 |
| 2042 | £3,255.73 | £6,604.52 | £98,146.52 |
| 2043 | £3,041.25 | £6,818.99 | £91,327.53 |
| 2044 | £2,819.82 | £7,040.43 | £84,287.10 |
| 2045 | £2,591.19 | £7,269.05 | £77,018.05 |
| 2046 | £2,355.14 | £7,505.11 | £69,512.94 |
| 2047 | £2,111.42 | £7,748.82 | £61,764.12 |
| 2048 | £1,859.79 | £8,000.46 | £53,763.66 |
| 2049 | £1,599.99 | £8,260.26 | £45,503.40 |
| 2050 | £1,331.75 | £8,528.50 | £36,974.90 |
| 2051 | £1,054.80 | £8,805.45 | £28,169.46 |
| 2052 | £768.85 | £9,091.39 | £19,078.06 |
| 2053 | £473.62 | £9,386.62 | £9,691.44 |
| 2054 | £168.81 | £9,691.44 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Tue May 27 2025
All confirmed! We look forward to speaking with you.
Tue May 27 2025
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