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£995,000 Guide Price
Bedrooms
Bathrooms
Situated in one of Yorks most sought-after locations, this elegant Georgian townhouse on Mount Vale offers an exceptional blend of period charm and modern comfort. A stones throw from the historic city centre, the property provides easy access to the renowned attractions of York and the tranquil riverside walks along the Ouse. The property is also well-positioned for access to local amenities, the railway station, Bishy Road, and excellent state and independent schooling,
This meticulously presented townhouse extends over 3 floors, set back from the road behind smart wrought-iron railings and a manicured forecourt garden. The ground floor accommodation has been extended to provide the perfect combination of open-plan and traditional living; a formal dining/sitting room to the front, and an impressive kitchen/dining/living area to the rear. Cleverly designed with an abundance of glazing to enhance natural light, and configured to offer versatile spaces for dining, entertaining, and relaxing, centred around a shaker-style kitchen. The rear extension features automated blinds, and there is also a separate study area and a useful utility room with direct access to the garden, providing practicality for modern day life.
The property provides up to 5 generously sized bedrooms on the upper floors: the first floor currently comprises a formal sitting room, boasting wonderful views over the Knavesmire, alongside an en-suite bedroom. This could serve as a luxurious master suite, with 2 further double bedrooms and a 3rd single (or a study) on the 2nd floor, a alongside a contemporary house bathroom. Meticulously upgraded and maintained over the years, this is a period home with modern comforts; double-glazed sash windows throughout and ample storage space.
Perfectly complimenting the interior, the rear walled garden is larger than average for the location and has been beautifully landscaped, with lawned areas interspersed with a few trees and colourful shrubbery. There are thoughtfully places seating areas in which to catch the sun or shelter in shade throughout the day, a useful storage shed and lighting, all bordered by planted beds with mature shrubs. Extending to approx. 130 ft, there is sufficient space for a home office/studio to the rear if desired.
There is on-street parking directly to the front of the property on Mount Vale The property also comes with the rare addition of a single garage with electric up and over door, located just around the corner on Mount Vale Drive.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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