4 bedroom semi-detached for sale

£300,000

4

Bedrooms

2

Bathrooms

Floorplan

Spacious 4 Bedroom Home with Garden and Off-Street Parking

This charming property offers ample space and comfortable living with its four double bedrooms, two bathrooms, ground floor W.C and well-proportioned living areas.

Step inside to the welcoming entrance hallway, leading to:

  • Four bright and airy double bedrooms, perfect for families or those who enjoy home offices or guest rooms.
  • Two modern bathrooms, providing convenience and privacy.
  • A well-equipped dining kitchen room, ideal for family meals and entertaining guests. The description could benefit from mentioning specific features like ample counter space, integrated appliances, or a breakfast bar.
  • A relaxing front reception room, perfect for unwinding or spending quality time with loved ones.
  • A delightful garden, offering a tranquil escape and space for outdoor enjoyment.
  • Convenient off-street parking, eliminating the stress of street parking.
  • Central heating and double glazingfor year-round comfort and energy efficiency.
  • EPC RATING B

    This wonderful home is ideal for:

    • Growing families
    • Professionals seeking comfortable living with home office space

      Dont miss out on this fantastic opportunity!

      Additional Notices:

      - Identification Requirements: Intending purchasers must provide identification documents at a later stage to ensure a smooth sales process. Your cooperation is appreciated.
      - Offer Disclaimer: The details provided do not constitute, in whole or in part, an offer or contract.
      - Measurements: All measurements are provided for guidance only and should not be regarded as accurate. Buyers are encouraged to recheck measurements before incurring any expenses.
      - Appliances and Services: Property Options has not tested any apparatus, equipment, fixtures, fittings, or services. Buyers are responsible for verifying their functionality.
      - Legal Title Verification: Property Options has not verified the legal title of the property. Buyers should obtain verification from their solicitor.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 250200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 7500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 25200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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