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£119,950 OIRO
Bedrooms
Bathrooms
Reception
Homes like this dont come often!
Property Solvers Estate Agency is excited to present this charming 2-bedroom stone brick house located in a popular area of Belper.
Enter this quaint house via a south-facing garden and porch area.
Directly ahead is the sizeable living/reception room (112 square feet) with fireplace, traditional wood beams and plenty of incoming southern light.
To your right is the fully-fitted 50 square foot kitchen. To the left is the 43 square foot bath/shower room.
To the rear is a large garden area which benefits from shared outbuilding access and shed in addition to an extended lawn area.
Back in the living room, a wide staircase leads you to two well-proportioned bedrooms (91 and 82 square feet respectively) - both with built-in wardrobes.
Youll be a two-minute drive from Belper town centre, winner of the 2020 Great British High Street. The property is also close to Morrisons and Aldi supermarkets as well as a number of well-reviewed restaurants and takeaways, not to mention the renowned Ritzy cinema.
The property is also within a mile of Herbert Strutt, Long Row, St. Johns CofE and Pottery Primary schools (Ofsted-rated Good).
Book your viewing today (available 7 days a week) - were open 24/7!
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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